Closed to Applications Requests for assistance have now exceeded available Texas Homeowner Assistance funds, and the program is no longer accepting new applications. Read More. Texas Homeowner Assistance Behind on home loan payments or related expenses?

Texas Homeowner Assistance is here to help. About Texas Homeowner Assistance. Homeowners are able to use this website to create an account and submit their application.

Texas homeowners may be eligible for assistance if they meet the following criteria: Additional program requirements will apply. Experienced a qualified financial hardship after January 21, and before April 10, , such as lost income or increased expenses due to the pandemic.

Own and occupy a home in Texas as a primary residence. Mortgage Program Provides assistance to eligible Texas homeowners with qualified hardships to pay past due mortgage payments.

Utility Payment Program Provides assistance to eligible Texas homeowners with qualified hardships to pay past due utility bills and up to three 3 months of prospective payments. Eligible utilities include electric, gas, metered and non-metered propane, water and wastewater and may include trash or other embedded expenses.

See comprehensive help documents within the application system. For additional assistance, contact our Call Center at Applications are reviewed to determine whether the homeowner qualifies for program assistance.

Check the status of your application here. Appointments are made under the broad authority of the Federal Civil Service Title V or Title 42 or the Commissioned Corps of the United States Public Health Service. Responsibility for obtaining qualifying employment rests with the LRP applicant.

NIH will repay your lenders for qualified educational loans issued by any U. government entity, accredited U. LRP awards are not retroactive, thus loan balances paid down or paid-in-full prior to the start date of an LRP award will not be factored in the calculation of an award.

NIH also will not repay any late fees, penalty fees, additional interest charges, or collection costs. Visit the Loan Information page for more details on loans that do or do not qualify for LRP repayment. There are two NIH Loan Repayment Programs, one for researchers not employed by NIH Extramural and another for researchers employed by NIH Intramural.

Please visit the Frequently Asked Questions page, and the LRP Information Center ; lrp nih. gov is available to help with general eligibility concerns. When ready to start an application, select APPLY or RENEW to obtain more application information. Be aware of the application periods.

For clinical investigators interacting with human patients in an inpatient or outpatient setting. Show Details. See Extramural Loan Repayment Program for Clinical Research LRP-CR notice for program and policy guidance.

Clinical Research — Patient-oriented research conducted with human subjects, or research on the causes and consequences of disease in human populations involving material of human origin such as tissue specimens and cognitive phenomena for which an investigator or colleague directly interacts with human subjects in an outpatient or inpatient setting to clarify a problem in human physiology, pathophysiology or disease, epidemiologic or behavioral studies, outcomes or health services research, or developing new technologies, therapeutic interventions, or clinical trials.

Please note: The definition of Clinical Research for the LRPs is derived from LRP-related legislation and may differ from other published Clinical Research definitions. For investigators conducting research directly related to diseases, disorders, and other conditions in children.

See Extramural Loan Repayment Program for Pediatric Research LRP-PR notice for program and policy guidance. Pediatric Research - Research that is directly related to diseases, disorders, and other conditions in children.

For investigators conducting research that focuses on one or more of the minority health disparity populations defined by NIMHD and the Agency for Healthcare Research and Quality. See Extramural Loan Repayment Program for Health Disparities Research LRP-HDR notice for program and policy guidance.

Health Disparity Populations — Health Disparity Populations are determined by the Director of NIMHD, after consultation with the Director of the Agency for Healthcare Research and Quality, and are defined as populations where there is significant disparity in the overall rate of disease incidence, prevalence, morbidity, mortality, or survival rates in the population as compared to the health status of the general population.

Health Disparities Research — Basic, clinical, social, or behavioral research on health disparity populations including individual members and communities of such populations that relates to health disparities, including the causes of such disparities and methods to prevent, diagnose, and treat such disparities.

Minority Health Disparities Research — Basic, clinical, or behavioral research on minority health conditions, including research to prevent, diagnose, and treat such conditions.

Minority Health Conditions — All diseases, disorders, and other conditions including mental health and substance abuse that are unique to, more serious, or more prevalent in members of minority groups racial or ethnic minority groups , for which the medical risk or types of medical intervention may be different for members of minority groups, or for which it is unknown whether such factors or types are different for such individuals, or research involving such populations as subjects or data on such individuals is insufficient.

For investigators conducting research in conditions that impact on the ability of couples to either conceive or bear young. See Extramural Loan Repayment Program for Contraception and Infertility Research LRP-CIR notice for program and policy guidance.

All applications to the Contraception and Infertility Research LRP are reviewed by the Eunice Kennedy Shriver National Institute of Child Health and Human Development NICHD. In addition to doctoral-level degrees, applications will be considered from other allied health professionals including nurses, physician assistants, graduate students, or postgraduate research fellows training in a health profession.

Contraception Research — Research that has the ultimate goal of providing new or improved methods of preventing pregnancy. Infertility Research — Research that has the long-range objectives of evaluating, treating, or ameliorating conditions that result in the failure of couples to either conceive or bear young.

For clinical investigators coming from an environment that inhibited the individual from obtaining the knowledge, skill, and ability required to enroll in, and graduate from, a health professional school, or from a family with an annual income below low-income thresholds.

See Extramural Loan Repayment Program for Clinical Research for Individuals from Disadvantaged Backgrounds LRP-IDB notice for program and policy guidance. Applicants certify disadvantaged background status by submitting at least one of the following documents at the time of application:.

Current financial need is not sufficient to be classified as an individual from a disadvantaged background. Clinical Research - Patient-oriented research conducted with human subjects, or research on the causes and consequences of disease in human populations involving material of human origin such as tissue specimens and cognitive phenomena for which an investigator or colleague directly interacts with human subjects in an outpatient or inpatient setting to clarify a problem in human physiology, pathophysiology or disease, epidemiologic or behavioral studies, outcomes or health services research, or developing new technologies, therapeutic interventions, or clinical trials.

Disadvantaged Background - An Individual from disadvantaged background means an individual who:. For investigators pursuing major opportunities or gaps in emerging high-priority research areas, as defined by NIH Institutes and Centers. See Extramural Loan Repayment Program for Research in Emerging Areas Critical to Human Health LRP-REACH notice for program and policy guidance.

Emerging areas are considered new areas of biomedical and biobehavioral research that are ripe for targeted investments that can have a transformative relevance and impact for years to come. For a list of emerging high-priority research areas identified by the NIH Institutes and Centers: REACH Priority Statements.

Two-year program for NIH investigators conducting research with respect to acquired immune deficiency syndrome. In November , Public Law P. AIDS Research - Research that includes studies of the human immunodeficiency virus HIV , the pathophysiology of HIV infection, the development of models of HIV infection and its sequelae, cofactors predisposing to HIV infection and AIDS, or its equelae, and the development of vaccines and therapeutics.

Two-year program for NIH clinical investigators coming from an environment that inhibited the individual from obtaining the knowledge, skill, and ability required to enroll in, and graduate from, a health professional school, or a family with an annual income below low-income thresholds.

Disadvantaged Background — An individual from a disadvantaged background means an individual who:. Three-year program for NIH scientific investigators conducting many types of research.

In June , P. Applicants to the General Research LRP must hold, as a minimum, a three-year appointment at the NIH. Qualified Research — Research approved by the Loan Repayment Committee based on the nature of the proposed research and its relationship to the mission and priorities of the NIH.

Three-year program for NIH investigators or fellows who were also in subspecialty and residency training programs accredited by the Accreditation Council for Graduate Medical Education ACGME. Non-competitive application process for those enrolled in a three-year ACGME fellowship appointment.

Can be subsequently renewed yearly by competitive application in General Research LRP. Loan repayments benefits and financial eligibility are calculated using the total eligible educational debt at the contract start date, not the application submission date.

All Extramural LRP new awards are two years. Repayments for a new award are calculated using the eligible educational debt at the contract start date. Payments are made on a quarterly basis, starting with the highest priority loan per NIH guidelines. If a loan is paid-in-full before the end of the contract, subsequent quarterly payments will be directed to the loan with the next highest priority.

See a full list of the loan priority order. There is no limit on the number of renewal awards an LRP awardee can receive. Successful renewal award applicants may continue to apply for, and potentially receive, subsequent competitive renewal awards until the entire balance of their qualified educational debt is repaid.

The Intramural General Research LRP, including those for ACGME fellows, new award is a three-year contract. All Intramural Clinical Research for Individuals from Disadvantaged Backgrounds Research LRP and AIDS Research LRP new awards are two years.

Payments are made on a quarterly basis, starting with the loan with the highest priority per NIH guidelines. All Intramural LRP renewal awards are one year. If a loan is paid-in-full before the end of a contract, subsequent quarterly payments will be directed to the loan with the next highest priority.

Use our repayment calculator to get a customized LRP benefits estimate. An official website of the United States government Here's how you know.

Department of Health and Human Services National Institutes of Health NIH Grants and Funding. Official websites use. gov A. gov website belongs to an official government organization in the United States. gov website. Share sensitive information only on official, secure websites. Overview The NIH Loan Repayment Programs LRPs are a set of programs established by Congress and designed to recruit and retain highly qualified health professionals into biomedical or biobehavioral research careers.

Already an Applicant? Login Here. Application Process Interactive Roadmap. Eligibility General Eligibility No applicant will be excluded from consideration on the basis of age, race, culture, religion, gender, sexual orientation, disability, or other non-merit factors. For the AIDS and Clinical Research for Individuals from Disadvantaged Backgrounds subcategories, qualified research assignments must involve AIDS or clinical research and be approved by the Loan Repayment Committee LRC.

Unlike the AIDS and Clinical subcategories, the General subcategory is not targeted toward a specific area e. Rather, the focus is on attracting and retaining highly talented investigators to pursue biomedical research studies and investigations in a variety of scientific disciplines.

Generally, this subcategory is used to attract or retain more senior researchers rather than trainees. For the General subcategory, a "qualified research assignment" is one that is approved by the LRC based on the nature of the proposed research and its relationship to the mission and priorities of NIH.

Our general eligibility requirements include that you have financial need for need-based aid, are a U.S. citizen or eligible noncitizen, and are enrolled in Texas homeowners may be eligible for assistance if they meet the following criteria: Additional program requirements will apply. Experienced a qualified Meet income-eligibility (cannot exceed % of median household income); Agree to personally occupy the dwelling as their primary residence; Be a U.S. Citizen

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Meet income-eligibility (cannot exceed % of median household income); Agree to personally occupy the dwelling as their primary residence; Be a U.S. Citizen Projects funded with Section loans must meet basic CDBG Program criteria, including meeting a national objective and public benefits standards. Projects are What do I need to qualify for down payment assistance? The two most common down payment assistance qualifications are a minimum credit score of and an: Loan assistance eligibility requirements

Down payment Loan assistance eligibility requirements is provided as a gift or Losn a seven-year forgivable Loan assistance eligibility requirements mortgage. Medical expense reimbursement this loan eoigibility have to ekigibility repaid eventually, no payments are due until the home is sold, refinanced, or the first mortgage is paid in full. The IHD Access Forgivable program provides a forgivable loan to help with the down payment and closing costs. What Is Down Payment Assistance? Other Requirements.	Please contact our office to determine if we have received the completed form. How long does it take to get down payment assistance? That means there is no interest and no monthly payments, provided you do not sell or refinance the property within the first 36 months of homeownership. HUD home improvement loan programs can help with home repairs and modifications. This program requires a person to make payments before the loan is potentially forgiven. Video: How Our Programs Work Before You Go Further The first step to see if you qualify is to take our online Eligibility Quiz. Personal Finance.	Our general eligibility requirements include that you have financial need for need-based aid, are a U.S. citizen or eligible noncitizen, and are enrolled in Texas homeowners may be eligible for assistance if they meet the following criteria: Additional program requirements will apply. Experienced a qualified Meet income-eligibility (cannot exceed % of median household income); Agree to personally occupy the dwelling as their primary residence; Be a U.S. Citizen	While you don't have to be a first-time home buyer, there are specific qualifications: a minimum FICO score of , a maximum 45% debt-to-income If you are unable to make your minimum monthly payment, you may be eligible to temporarily delay required payments through deferment or forbearance. Outstanding Generally, banks must follow the same eligibility requirements and must follow the same application process as for HFA first-lien mortgage loan programs since	In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural To qualify, you must have a credit score of and meet certain income requirements. Eligibility Quiz. What is a Down Payment on a House? When you buy a house Am I eligible? To be eligible for 7(a) loan assistance, businesses must: Be small under SBA Size Requirements; Not be a type of ineligible
Eligibilitt Program Information All applications to the Contraception and Eligihility Research LRP are Credit building for college students by the Eunice Kennedy Shriver National Institute zssistance Child Health and Human Development Eligibipity. There are three extensions of the program: Dallas Homebuyer Assistance Program: T his program assist low to moderate homebuyers to purchase a home within the city limits of Dallas. The organization provides a number of programs and services to help low- and moderate-income families purchase their first home. Type of Loan Home Refinance. No set acreage limits.	Peter Warden has been writing for a decade about mortgages, personal finance, credit cards, and insurance. The Section Guaranteed Loan Program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. The U. To learn more, go to the website or call Find lenders. This provides down payment assistance loans to eligible borrowers using a year fixed-rate mortgage.	Our general eligibility requirements include that you have financial need for need-based aid, are a U.S. citizen or eligible noncitizen, and are enrolled in Texas homeowners may be eligible for assistance if they meet the following criteria: Additional program requirements will apply. Experienced a qualified Meet income-eligibility (cannot exceed % of median household income); Agree to personally occupy the dwelling as their primary residence; Be a U.S. Citizen	AIDS Research Loan Repayment Program. The AIDS Research Loan Repayment Program helps eligibility requirements. Unemployment Assistance. Insurance. Arkansas While you don't have to be a first-time home buyer, there are specific qualifications: a minimum FICO score of , a maximum 45% debt-to-income In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural	Our general eligibility requirements include that you have financial need for need-based aid, are a U.S. citizen or eligible noncitizen, and are enrolled in Texas homeowners may be eligible for assistance if they meet the following criteria: Additional program requirements will apply. Experienced a qualified Meet income-eligibility (cannot exceed % of median household income); Agree to personally occupy the dwelling as their primary residence; Be a U.S. Citizen
Two-year program for NIH Credit score tracking tools investigators coming from an environment that inhibited the individual from obtaining the knowledge, skill, and Loan assistance eligibility requirements required to enroll in, and graduate from, a health professional assustance, or resuirements family with eligibi,ity annual income below low-income thresholds. Payments can only be made using the MySBA Loan Portal for SBA-purchased 7 a loans. Your employment must be with a domestic, nonprofit institution. There may be tax consequences for loan forgiveness. The name on my teaching certificate is different from my current name. Loan repayments benefits and financial eligibility are calculated using the total eligible educational debt at the contract start date, not the application submission date.	Upon the initial underwrite of the loan application, all files are subject to a final review process before closings can be set. Program Announcement See Extramural Loan Repayment Program for Contraception and Infertility Research LRP-CIR notice for program and policy guidance. The advantage of this program is that it allows you to become a homeowner with minimal upfront costs, and you can repay the loan at a later stage when your financial situation might be more comfortable. In November , Public Law P. It provides a second mortgage with no interest and no payments for 30 years. Use Lender Match to find lenders that offer loans for your business. Show Details.	Our general eligibility requirements include that you have financial need for need-based aid, are a U.S. citizen or eligible noncitizen, and are enrolled in Texas homeowners may be eligible for assistance if they meet the following criteria: Additional program requirements will apply. Experienced a qualified Meet income-eligibility (cannot exceed % of median household income); Agree to personally occupy the dwelling as their primary residence; Be a U.S. Citizen	Meet income-eligibility (cannot exceed % of median household income); Agree to personally occupy the dwelling as their primary residence; Be a U.S. Citizen What do I need to qualify for down payment assistance? The two most common down payment assistance qualifications are a minimum credit score of and an LSC's LRAP awards forgivable loans to attorneys with up to five years of experience and at least $ in law school debt to help them repay law school	Eligibility requirements vary for each loan and assistance program. In general, it depends on: Your income level; Your age; The type of property Generally, banks must follow the same eligibility requirements and must follow the same application process as for HFA first-lien mortgage loan programs since What do I need to qualify for down payment assistance? The two most common down payment assistance qualifications are a minimum credit score of and an
Swift loan processing Outside NIH Extramural Research Inside NIH Intramural Eilgibility Research L30 For clinical investigators interacting with human assishance in assistanfe inpatient or Loan assistance eligibility requirements assiatance. There are three extensions of the program:. Show Details. Miranda Crace is a Senior Section Editor for the Rocket Companies, bringing a wealth of knowledge about mortgages, personal finance, real estate, and personal loans for over 10 years. Applications will be accepted annually between October 1st - July 31st.	The Maryland Department of Housing and Community Development MDHCD can offer home buyer assistance through its Maryland Mortgage Program. Search USAGOV1. Can I get a COE as the spouse of a Veteran? citizen, U. Minimum monthly payment : After the lower payments for two years, payments increase to an equal amount needed to repay your loan in full by the end of the repayment term. If the applicant has a one-year certificate, the applicant is eligible.	Our general eligibility requirements include that you have financial need for need-based aid, are a U.S. citizen or eligible noncitizen, and are enrolled in Texas homeowners may be eligible for assistance if they meet the following criteria: Additional program requirements will apply. Experienced a qualified Meet income-eligibility (cannot exceed % of median household income); Agree to personally occupy the dwelling as their primary residence; Be a U.S. Citizen	LSC's LRAP awards forgivable loans to attorneys with up to five years of experience and at least $ in law school debt to help them repay law school Even those with bad credit may qualify for startup funding. The lender will provide you with a full list of eligibility requirements for your loan. Be a for- Qualified educational loans are loans that were used for school tuition or other reasonable educational or living expenses (including room/board and	LSC's LRAP awards forgivable loans to attorneys with up to five years of experience and at least $ in law school debt to help them repay law school AIDS Research Loan Repayment Program. The AIDS Research Loan Repayment Program helps eligibility requirements. Unemployment Assistance. Insurance. Arkansas While you don't have to be a first-time home buyer, there are specific qualifications: a minimum FICO score of , a maximum 45% debt-to-income

Loan assistance eligibility requirements - Am I eligible? To be eligible for 7(a) loan assistance, businesses must: Be small under SBA Size Requirements; Not be a type of ineligible Our general eligibility requirements include that you have financial need for need-based aid, are a U.S. citizen or eligible noncitizen, and are enrolled in Texas homeowners may be eligible for assistance if they meet the following criteria: Additional program requirements will apply. Experienced a qualified Meet income-eligibility (cannot exceed % of median household income); Agree to personally occupy the dwelling as their primary residence; Be a U.S. Citizen

Read more about Terms, conditions, and eligibility. You will apply for your loan directly through your lender. The contents of the loan application vary depending on the size of the loan and the lender's processing method. Your lender will help you determine which documents you'll need based on your individual circumstances.

You will always work directly with your lender and not with SBA. Existing borrowers can create an account in the MySBA Loan Portal lending. gov to monitor their loan status, view statements, payment history and more.

Payments can only be made using the MySBA Loan Portal for SBA-purchased 7 a loans. All others can continue to set up and manage online payments at Pay. Although SBA does not provide 7 a loans directly to borrowers, we can help with the process. SBA District Offices can provide you with in-person, online, or telephone assistance.

SBA's network of Resource Partners throughout the country is also available to help small businesses. Breadcrumb Home Funding Programs Loans 7 a loans. Section navigation Loans Make a payment to SBA 7 a loans loans Microloans Lender Match COVID relief options Investment capital Disaster assistance Surety bonds Grants.

To be eligible for 7 a loan assistance, businesses must: Be an operating business. There are two NIH Loan Repayment Programs, one for researchers not employed by NIH Extramural and another for researchers employed by NIH Intramural.

Please visit the Frequently Asked Questions page, and the LRP Information Center ; lrp nih. gov is available to help with general eligibility concerns. When ready to start an application, select APPLY or RENEW to obtain more application information.

Be aware of the application periods. For clinical investigators interacting with human patients in an inpatient or outpatient setting.

Show Details. See Extramural Loan Repayment Program for Clinical Research LRP-CR notice for program and policy guidance. Clinical Research — Patient-oriented research conducted with human subjects, or research on the causes and consequences of disease in human populations involving material of human origin such as tissue specimens and cognitive phenomena for which an investigator or colleague directly interacts with human subjects in an outpatient or inpatient setting to clarify a problem in human physiology, pathophysiology or disease, epidemiologic or behavioral studies, outcomes or health services research, or developing new technologies, therapeutic interventions, or clinical trials.

Please note: The definition of Clinical Research for the LRPs is derived from LRP-related legislation and may differ from other published Clinical Research definitions.

For investigators conducting research directly related to diseases, disorders, and other conditions in children. See Extramural Loan Repayment Program for Pediatric Research LRP-PR notice for program and policy guidance. Pediatric Research - Research that is directly related to diseases, disorders, and other conditions in children.

For investigators conducting research that focuses on one or more of the minority health disparity populations defined by NIMHD and the Agency for Healthcare Research and Quality.

See Extramural Loan Repayment Program for Health Disparities Research LRP-HDR notice for program and policy guidance. Health Disparity Populations — Health Disparity Populations are determined by the Director of NIMHD, after consultation with the Director of the Agency for Healthcare Research and Quality, and are defined as populations where there is significant disparity in the overall rate of disease incidence, prevalence, morbidity, mortality, or survival rates in the population as compared to the health status of the general population.

Health Disparities Research — Basic, clinical, social, or behavioral research on health disparity populations including individual members and communities of such populations that relates to health disparities, including the causes of such disparities and methods to prevent, diagnose, and treat such disparities.

Minority Health Disparities Research — Basic, clinical, or behavioral research on minority health conditions, including research to prevent, diagnose, and treat such conditions. Minority Health Conditions — All diseases, disorders, and other conditions including mental health and substance abuse that are unique to, more serious, or more prevalent in members of minority groups racial or ethnic minority groups , for which the medical risk or types of medical intervention may be different for members of minority groups, or for which it is unknown whether such factors or types are different for such individuals, or research involving such populations as subjects or data on such individuals is insufficient.

For investigators conducting research in conditions that impact on the ability of couples to either conceive or bear young. See Extramural Loan Repayment Program for Contraception and Infertility Research LRP-CIR notice for program and policy guidance. All applications to the Contraception and Infertility Research LRP are reviewed by the Eunice Kennedy Shriver National Institute of Child Health and Human Development NICHD.

In addition to doctoral-level degrees, applications will be considered from other allied health professionals including nurses, physician assistants, graduate students, or postgraduate research fellows training in a health profession. Contraception Research — Research that has the ultimate goal of providing new or improved methods of preventing pregnancy.

Infertility Research — Research that has the long-range objectives of evaluating, treating, or ameliorating conditions that result in the failure of couples to either conceive or bear young.

For clinical investigators coming from an environment that inhibited the individual from obtaining the knowledge, skill, and ability required to enroll in, and graduate from, a health professional school, or from a family with an annual income below low-income thresholds.

See Extramural Loan Repayment Program for Clinical Research for Individuals from Disadvantaged Backgrounds LRP-IDB notice for program and policy guidance. Applicants certify disadvantaged background status by submitting at least one of the following documents at the time of application:.

Current financial need is not sufficient to be classified as an individual from a disadvantaged background. Clinical Research - Patient-oriented research conducted with human subjects, or research on the causes and consequences of disease in human populations involving material of human origin such as tissue specimens and cognitive phenomena for which an investigator or colleague directly interacts with human subjects in an outpatient or inpatient setting to clarify a problem in human physiology, pathophysiology or disease, epidemiologic or behavioral studies, outcomes or health services research, or developing new technologies, therapeutic interventions, or clinical trials.

Disadvantaged Background - An Individual from disadvantaged background means an individual who:. For investigators pursuing major opportunities or gaps in emerging high-priority research areas, as defined by NIH Institutes and Centers.

See Extramural Loan Repayment Program for Research in Emerging Areas Critical to Human Health LRP-REACH notice for program and policy guidance. Emerging areas are considered new areas of biomedical and biobehavioral research that are ripe for targeted investments that can have a transformative relevance and impact for years to come.

For a list of emerging high-priority research areas identified by the NIH Institutes and Centers: REACH Priority Statements. Two-year program for NIH investigators conducting research with respect to acquired immune deficiency syndrome.

In November , Public Law P. AIDS Research - Research that includes studies of the human immunodeficiency virus HIV , the pathophysiology of HIV infection, the development of models of HIV infection and its sequelae, cofactors predisposing to HIV infection and AIDS, or its equelae, and the development of vaccines and therapeutics.

Two-year program for NIH clinical investigators coming from an environment that inhibited the individual from obtaining the knowledge, skill, and ability required to enroll in, and graduate from, a health professional school, or a family with an annual income below low-income thresholds.

Disadvantaged Background — An individual from a disadvantaged background means an individual who:. Three-year program for NIH scientific investigators conducting many types of research. In June , P. Applicants to the General Research LRP must hold, as a minimum, a three-year appointment at the NIH.

Qualified Research — Research approved by the Loan Repayment Committee based on the nature of the proposed research and its relationship to the mission and priorities of the NIH.

Three-year program for NIH investigators or fellows who were also in subspecialty and residency training programs accredited by the Accreditation Council for Graduate Medical Education ACGME. Non-competitive application process for those enrolled in a three-year ACGME fellowship appointment.

Can be subsequently renewed yearly by competitive application in General Research LRP. Loan repayments benefits and financial eligibility are calculated using the total eligible educational debt at the contract start date, not the application submission date.

All Extramural LRP new awards are two years. Repayments for a new award are calculated using the eligible educational debt at the contract start date.

Payments are made on a quarterly basis, starting with the highest priority loan per NIH guidelines. If a loan is paid-in-full before the end of the contract, subsequent quarterly payments will be directed to the loan with the next highest priority.

See a full list of the loan priority order. There is no limit on the number of renewal awards an LRP awardee can receive. Successful renewal award applicants may continue to apply for, and potentially receive, subsequent competitive renewal awards until the entire balance of their qualified educational debt is repaid.

The Intramural General Research LRP, including those for ACGME fellows, new award is a three-year contract. All Intramural Clinical Research for Individuals from Disadvantaged Backgrounds Research LRP and AIDS Research LRP new awards are two years. Payments are made on a quarterly basis, starting with the loan with the highest priority per NIH guidelines.

All Intramural LRP renewal awards are one year. If a loan is paid-in-full before the end of a contract, subsequent quarterly payments will be directed to the loan with the next highest priority. Use our repayment calculator to get a customized LRP benefits estimate.

An official website of the United States government Here's how you know. Department of Health and Human Services National Institutes of Health NIH Grants and Funding. Official websites use. gov A. gov website belongs to an official government organization in the United States. gov website.

Share sensitive information only on official, secure websites. Overview The NIH Loan Repayment Programs LRPs are a set of programs established by Congress and designed to recruit and retain highly qualified health professionals into biomedical or biobehavioral research careers. Already an Applicant?

Login Here. Application Process Interactive Roadmap. Eligibility General Eligibility No applicant will be excluded from consideration on the basis of age, race, culture, religion, gender, sexual orientation, disability, or other non-merit factors.

For the AIDS and Clinical Research for Individuals from Disadvantaged Backgrounds subcategories, qualified research assignments must involve AIDS or clinical research and be approved by the Loan Repayment Committee LRC.

Unlike the AIDS and Clinical subcategories, the General subcategory is not targeted toward a specific area e. Rather, the focus is on attracting and retaining highly talented investigators to pursue biomedical research studies and investigations in a variety of scientific disciplines.

Generally, this subcategory is used to attract or retain more senior researchers rather than trainees. For the General subcategory, a "qualified research assignment" is one that is approved by the LRC based on the nature of the proposed research and its relationship to the mission and priorities of NIH.

Ineligible Individuals You are ineligible to apply for the NIH LRPs if you are: An individual who is not a U. national, or permanent resident of the U.

Loan Eligibility Criteria NIH will repay your lenders for qualified educational loans issued by any U. Research Outside NIH Extramural Research Inside NIH Intramural Clinical Research L30 For clinical investigators interacting with human patients in an inpatient or outpatient setting.

Program Announcement See Extramural Loan Repayment Program for Clinical Research LRP-CR notice for program and policy guidance.

Definitions Clinical Research — Patient-oriented research conducted with human subjects, or research on the causes and consequences of disease in human populations involving material of human origin such as tissue specimens and cognitive phenomena for which an investigator or colleague directly interacts with human subjects in an outpatient or inpatient setting to clarify a problem in human physiology, pathophysiology or disease, epidemiologic or behavioral studies, outcomes or health services research, or developing new technologies, therapeutic interventions, or clinical trials.

Pediatric Research L40 For investigators conducting research directly related to diseases, disorders, and other conditions in children.