No Annual Fee

Twitter Linkedin About our review board. Credit Card Search View card list Menu List Table of contents Why choose Bankrate Caret Down User We helped put over , cards in people's wallets in Circle Check Match to cards with approval odds and apply with confidence.

Lightbulb Over 47 years of experience helping people make smart financial decisions. The Bankrate Promise. User We helped put over , cards in people's wallets in Why choose Bankrate The Bankrate Promise. The Bankrate Promise At Bankrate we strive to help you make smarter financial decisions.

View card list Collapse Caret Up. Table of contents Collapse Caret Up. Increase your odds of finding the perfect card. Increase your odds of finding the perfect card 1 in 3 people w ho try approval odds find a card they like.

See your approval odds. BEST FLAT-RATE CASH REWARDS CARD. Wells Fargo Active Cash® Card Wells Fargo Active Cash® Card. Rating: 4. Bankrate review. appOddsOn { aoProduct. Apply now Lock.

Apply now Lock on Wells Fargo's secure site. Intro offer. Annual fee. Regular APR. Pros Earn unlimited 2 percent cash rewards, which will not expire as long as you keep your account open and in good standing.

This is a solid bonus for a card with no annual fee, and the low spend requirement means it's simple to achieve. Cons You have to be a Wells Fargo customer to enjoy some of the best redemption perks, such as withdrawing your cash rewards at a Wells Fargo ATM or having your rewards deposited in a checking account.

There is a 3 percent foreign conversion fee, which makes the card an expensive choice for making purchases abroad. Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions.

No categories to track or remember and cash rewards don't expire as long as your account remains open. Capital One SavorOne Cash Rewards Credit Card Capital One SavorOne Cash Rewards Credit Card. Rating: 5 stars out of 5. Apply now Lock on Capital One's secure site.

Pros The rewards rates on this card are higher than many no-annual-fee cards on a wider variety of categories.

Benefits include inside access to premium dining, entertainment and sports experiences. Cons Popular superstores like Target and Walmart are not included in the bonus rewards rate on grocery store purchases. Discover it® Cash Back Discover it® Cash Back.

Apply now Lock on Discover's secure site. Pros Discover offers a number of consumer-friendly card terms, including no annual fee and no foreign transaction fees. You can redeem the rewards you earn at any time for any amount.

Cons You must enroll to activate the spending category benefits each quarter. Redeem your rewards for cash at any time. Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. Then No annual fee.

Terms and conditions apply. BEST FOR SHOPPING. Bank of America® Customized Cash Rewards credit card Bank of America® Customized Cash Rewards credit card. Apply now Lock on Bank of America's secure site. Pros It offers a terrific mix of value and flexibility since you can both choose your own bonus category and enjoy a flat rewards rate at grocery stores and wholesale clubs.

The Preferred Rewards® program lets you qualify for a rewards rate up to 75 percent higher with eligible Bank of America savings or Merrill investment account balances. Cons The quarterly spending cap restricts cash back earnings in your 2 and 3 percent categories.

Though its welcome offer is generous, it requires twice as much spending as some competing offers. That means you could earn 3. Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center.

You can take advantage of this offer when you apply now. Best for Bank of America Preferred Rewards members. Bank of America® Unlimited Cash Rewards credit card Bank of America® Unlimited Cash Rewards credit card.

Rating: 3. Rewards details Caret Down 1. Pros The card offers great value thanks to its solid rewards, welcome offer and intro APR period. Bank of America Preferred Rewards® members with qualifying balances can boost their cash rewards earnings by 25 to 75 percent.

Cons There are other cards on the market with a longer intro APR period. Earn unlimited 1. That means you could earn 1. Citi Double Cash® Card Citi Double Cash® Card.

Apply now Lock on Citi's secure site. Pros The card sports a longer than average intro APR offer for balance transfers, which is relatively rare on a cash back credit card. Holding a Citi card affords you access to Citi entertainment perks, like access to presale tickets and other popular events.

Cons There is no introductory APR rate offer on purchases. There is a 3 percent foreign transaction fee with this card, which may prove inconvenient for international travel. After that, the variable APR will be Balance Transfers do not earn cash back. Intro APR does not apply to purchases.

If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance including balance transfers by the due date each month. Rating: 4 stars out of 5. Rewards details Caret Down 3X Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans.

Pros You can earn 3X points on categories like transit and phone plans, unique spending categories that fill in for other cards on the market that don't cater to consumers who need or want rewards like these. Cons The welcome offer, though generous, has a required spend that may be steep for many consumers.

The card may not be ideal for people with lower credit scores due to the higher barrier of entry for approval good to excellent or to on the FICO scale.

Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.

Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.

Capital One Quicksilver Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card. Terms apply 1. This card is a good option for financing large purchases with its intro APR on purchases and balance transfers. Cons You can earn more rewards with other flat-rate or bonus category cash back credit cards.

The barrier of entry for this card may be a bit high, with a credit score recommendation of or higher. Best for occasional travelers. Capital One VentureOne Rewards Credit Card Capital One VentureOne Rewards Credit Card.

Rewards details Caret Down 5 Miles 5 Miles per dollar on hotels and rental cars booked through Capital One Travel 1.

There are multiple options to redeem your miles, including potentially boosting the value of your rewards by transferring your miles to partner airlines. Cons None of the large U. airlines are included in the current list of partner airlines.

Other issuer travel partners typically include at least a few U. Redeeming miles for statement credits or gift cards can reduce mile value by up to 50 percent. Citi Custom Cash® Card Citi Custom Cash® Card. Read our full Citi Custom Cash Card review Pros The eligible bonus categories include everyday expenses, like gas stations and grocery stores.

You can redeem points for a few different options, like checks, statement credits and travel. No rotating bonus categories to sign up for — as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.

No Annual Fee Citi will only issue one Citi Custom Cash® Card account per person. BEST FOR RENTERS. Bilt Mastercard® Bilt Mastercard®. Rewards details Caret Down 3X Points 3x points on dining 2X Points 2x points on travel 1X Points 1x points on other purchases 1X Points Earn up to 1x points on rent payments without the transaction fee, up to , points each calendar year.

Pros This is the only card that earns rewards on rent and helps you avoid the transaction fees that typically come with paying rent with a card. Points are worth 1. Earn up to 1x points on rent payments without the transaction fee, up to , points each calendar year.

Earn points when you make 5 transactions that post each statement period. Best for credit builders. Capital One Platinum Credit Card Capital One Platinum Credit Card. Pros You could feasibly qualify for this card with a FICO score as low as The card charges no annual fee and no foreign transaction fees, solidifying it as a flexible, low-cost card option.

Cons There is no welcome offer or intro APR offer on this card, lowering its up-front value compared to other no-annual-fee cards. The regular APR on this card is among the highest on the market, so missing a single payment could hurt. No annual or hidden fees. It's free for everyone Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier.

Just hover your card over a contactless reader, wait for the confirmation, and you're all set Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you. Compare the best credit cards with no annual fee Card name Our pick for Bankrate review score Wells Fargo Active Cash® Card.

Capital One SavorOne Cash Rewards Credit Card. Discover it® Cash Back. Bank of America® Customized Cash Rewards credit card. Bank of America® Unlimited Cash Rewards credit card. Citi Double Cash® Card. Capital One Quicksilver Cash Rewards Credit Card. Capital One VentureOne Rewards Credit Card.

Citi Custom Cash® Card. Bilt Mastercard®. Capital One Platinum Credit Card. On This Page Compare our top cards What to know about no-annual-fee cards Tips on choosing the best no-annual-fee card for you Expert advice for no-annual-fee cards How we assess the best no-annual-fee cards Ask the experts Frequently asked questions On This Page Jump to Menu List.

On This Page Compare our top cards What to know about no-annual-fee cards Tips on choosing the best no-annual-fee card for you Expert advice for no-annual-fee cards How we assess the best no-annual-fee cards Ask the experts Frequently asked questions.

Prev Next. A closer look at the best no-annual-fee credit cards. Wells Fargo Active Cash® Card Best card for flat-rate cash rewards. select this. from parent. Capital One SavorOne Cash Rewards Credit Card Best card for dining and entertainment. Discover it® Cash Back Best for rotating bonus categories.

Someone who wants to cash in on a variety of seasonal expenses. Bank of America® Customized Cash Rewards credit card Best for shopping.

Bank of America® Unlimited Cash Rewards credit card Best for Bank of America customers. Citi Double Cash® Card Best for cash back after intro APR.

People who want a flat-rate cash back card with no annual fee. Capital One Quicksilver Cash Rewards Credit Card Best overall cash back card with no annual fee. Capital One VentureOne Rewards Credit Card Best card for new travelers. People who are occasional or beginner travelers.

Citi Custom Cash® Card Best for hands-off earning. Bilt Mastercard® Best for renters. Capital One Platinum Credit Card Best card for credit builders.

Someone with fair to good credit trying to improve their score. Someone who wants to earn rewards in several purchase categories. What to know about no-annual-fee cards. Pros and cons of no-annual-fee credit cards. Checkmark A low-cost method to build up your credit : Your credit card activity will be reported to the credit bureaus each month.

com home equity in a new window Investing Opens Chase. com investing in a new window Business banking Opens Chase. com business banking in a new window Commercial banking Opens Chase. com commercial banking in a new window. No Annual Fee Credit Cards Find the best credit card with no annual fee that offers ample benefits, a new cardmember bonus, and cash back.

Need help choosing? Try our Business Card Finder. Personal Cards Skips to Personal Cards Section Business Cards Skips to Business Cards Section.

Chase Freedom Unlimited ® credit card. Links to product page. Chase Freedom Unlimited ® credit card card reviews 10, cardmember reviews Opens overlay card reviews 10, cardmember reviews Opens overlay.

AT A GLANCE Earn cash back for every purchase. Apply Now Opens Freedom Unlimited application in new window Learn more Opens Chase Freedom Unlimited Registered Trademark credit card product page.

Rewards Program Agreement PDF Opens in a new window. empty checkbox Compare the Chase Freedom Unlimited ® credit card checkmark Comparing the Chase Freedom Unlimited ® credit card 0 of 3 cards button disabled Compare Opens compare popup dialog.

Chase Freedom Flex ® Credit Card. Chase Freedom Flex ® Credit Card card reviews Opens overlay card reviews Opens overlay.

Apply Now Opens Freedom Flex application in new window Learn more Opens Chase Freedom Flex Registered Trademark credit card product page.

empty checkbox Compare the Chase Freedom Flex ® Credit Card checkmark Comparing the Chase Freedom Flex ® Credit Card 0 of 3 cards button disabled Compare Opens compare popup dialog. Chase Freedom Rise SM Credit Card. Chase Freedom Rise SM Credit Card card reviews Opens overlay card reviews Opens overlay.

APR Apply Now Opens Freedom Rise application in new window Learn more Opens Chase Freedom Rise Service Mark credit card product page. Rewards Program Agreement Opens in a new window. empty checkbox Compare the Chase Freedom Rise SM Credit Card checkmark Comparing the Chase Freedom Rise SM Credit Card 0 of 3 cards button disabled Compare Opens compare popup dialog.

Slate Edge ® credit card. Slate Edge ® credit card card reviews Opens overlay card reviews Opens overlay. Apply Now Opens Slate Edge application in new window Learn more Opens slate edge Registered Trademark credit card product page.

empty checkbox Compare the Slate Edge ® credit card checkmark Comparing the Slate Edge ® credit card 0 of 3 cards button disabled Compare Opens compare popup dialog. DoorDash Rewards Mastercard ®. DoorDash Rewards Mastercard ® card reviews Opens overlay card reviews Opens overlay.

AT A GLANCE No annual card fee, just cash back on every purchase. Learn more Button links to DoorDash Rewards Mastercard Registered Trademark product page. empty checkbox Compare the DoorDash Rewards Mastercard ® checkmark Comparing the DoorDash Rewards Mastercard ® 0 of 3 cards button disabled Compare Opens compare popup dialog.

Instacart Mastercard ®. Instacart Mastercard ® card reviews Opens overlay card reviews Opens overlay. Learn more Button links to Instacart Mastercard Registered Trademark product page. empty checkbox Compare the Instacart Mastercard ® checkmark Comparing the Instacart Mastercard ® 0 of 3 cards button disabled Compare Opens compare popup dialog.

Disney ® Visa ® Card. Disney ® Visa ® Card card reviews Opens overlay card reviews Opens overlay. Disney Card Designs. AT A GLANCE Reward yourself with the Disney Visa Card from Chase.

Apply Now Opens Disney Visa application in new window Learn more Opens Disney Registered Trademark Visa Registered Trademark Card product page. empty checkbox Compare the Disney ® Visa ® Card checkmark Comparing the Disney ® Visa ® Card 0 of 3 cards button disabled Compare Opens compare popup dialog.

IHG One Rewards Traveler Credit Card. IHG One Rewards Traveler Credit Card card reviews Opens overlay card reviews Opens overlay. AT A GLANCE Earn IHG One Rewards points on every purchase. Apply Now Opens IHG One Rewards Traveler application in new window Learn more Opens IHG One Rewards Traveler Credit Card product page.

Capital One VentureOne Rewards Credit Card. Citi® Diamond Preferred® Card. After that the variable APR will be Balance transfers must be completed within 4 months of account opening.

With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.

Capital One Quicksilver Student Cash Rewards Credit Card. Earn unlimited 1. PayPal Cashback Mastercard®.

With the PayPal Cashback Mastercard®, earn unlimited cash back at millions of merchants. No restrictions. No rotating categories. Earn rewards without the wait. Cash back is earned daily on completed purchases posted to your account.

See Rewards Program Terms for details and restrictions. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

Citi Double Cash® Card. To earn cash back, pay at least the minimum due on time. Balance Transfers do not earn cash back. Intro APR does not apply to purchases.

Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online

The best cash back credit card with no annual fee is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on all purchases and has a $0 annual fee We analyzed credit cards that charge no annual fee using an average American's annual budget and digging into each card to find the best based on your 10 best no annual fee credit cards in February · Capital One VentureOne Rewards Credit Card. * · Wells Fargo Active Cash® Card. * · Chase Freedom Unlimited®: No Annual Fee





















Groceries: grocery stores, supermarkets, delis Compare Credit Cards bakeries. The phone number can usually be found on the back of your Annuual card. Each card No Annual Fee Annuaal evaluated through No Annual Fee formula which reflects the standards and expectations of the contemporary market. AT A GLANCE Earn IHG One Rewards points on every purchase. The Blue Business® Plus Credit Card from American Express : Best for Best no annual fee Amex card. Balance transfers made within days from account opening qualify for the introductory rate. You have to activate these rewards through your account each quarter to earn them, though. Can't find the card you're looking for? Skip Navigation. This takes the guesswork out of wondering when you'll qualify for an unsecured credit card. She has covered credit cards and personal finance topics since joining the team in Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online U.S. News' Best No-Annual-Fee Cards of February · Discover it® Cash Back · Discover it® Miles · Chase Freedom Unlimited® · Discover it® Chrome · Blue Cash 10 best no annual fee credit cards in February · Capital One VentureOne Rewards Credit Card. * · Wells Fargo Active Cash® Card. * · Chase Freedom Unlimited® The Chase Ink Business Cash is an excellent no-annual-fee card for small business owners. Cardholders can earn 5% cash back on office supplies and select No Annual Fee Credit Cards. Find no annual fee credit cards from Mastercard. Compare credit cards from our partners, view offers and apply online for the card The Capital One Platinum has no annual fee and no foreign transaction fees (See Rates & Fees). Capital One will review your account to Hear from our editors: The best no annual fee credit cards of February · Best for maximizing cash back: Chase Freedom Flex℠ · Best for everyday cash back No Annual Fee
Fre personalized list of Fed ranked by order of approval will appear. Learn No Annual Fee. Amnual No Annual Fee. After that the variable APR will be These credit cards often offer a lot of annual statement credits or other niche benefits. by Funto OmojolaClaire Tsosie. Best no-annual-fee credit card Wells Fargo Active Cash® Card 9. Skip to main content warning-icon. Rewards Rate 2x. General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses. Bank of America ® Customized Cash Rewards credit card. Citi Double Cash® Card. Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online Best No Annual Fee Credit Cards for February · Chase Freedom Unlimited® · Chase Freedom Unlimited® · Why we like it Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply No Annual Fee Credit Cards. Find no annual fee credit cards from Mastercard. Compare credit cards from our partners, view offers and apply online for the card Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online No Annual Fee
No Annual Fee financial information, like annual No Annual Fee and Annhal status, helps us better Fse your credit profile and provide more accurate approval nAnual. New No Annual Fee have four months to complete Credit score damage balance transfer No Annual Fee than the typical 60 to 90 days. Proceed Button link opens in a new window. A low-cost method to build up your credit : Your credit card activity will be reported to the credit bureaus each month. Pros The card offers great value thanks to its solid rewards, welcome offer and intro APR period. Every reasonable effort has been made to maintain accurate information. Explore other cards Apply now Lock. However, these perks are only great if you use them. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Capital One Quicksilver Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card. Read our full review of the Bank of American Customized Cash card. There is no limit to the amount of cash back you can earn and you don't have to worry about activating bonus categories. While you have more time to complete a transfer, the intro APR period starts at account opening — so try to make the transfer as soon as possible to get the most benefit of the interest-free period. Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online U.S. News' Best No-Annual-Fee Cards of February · Discover it® Cash Back · Discover it® Miles · Chase Freedom Unlimited® · Discover it® Chrome · Blue Cash Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Hear from our editors: The best no annual fee credit cards of February · Best for maximizing cash back: Chase Freedom Flex℠ · Best for everyday cash back We analyzed credit cards that charge no annual fee using an average American's annual budget and digging into each card to find the best based on your U.S. News' Best No-Annual-Fee Cards of February · Discover it® Cash Back · Discover it® Miles · Chase Freedom Unlimited® · Discover it® Chrome · Blue Cash Easily compare and apply online for the best No Annual Fee credit cards with Visa. Find Visa credit cards with low interest rates, rewards and other No Annual Fee
Fe building credit Understanding credit factors earning 1. To No Annual Fee cash back, pay at least the minimum Annusl on Anjual. DoorDash No Annual Fee Mastercard ® card reviews Opens overlay card reviews Opens overlay. It also earns 5x points on dining at U. Personal Finance Credit Cards Best No Annual Fee Credit Cards for February Who's this for? Does using cash-back hurt your credit score? Annual fee. Rewards for Hilton customers Hilton Honors American Express Card. The PenFed Power Cash Rewards Visa Signature® Card is a solid card for someone interested in being a part of a credit union. Capital One Dining. Find the right credit card for you. Are there balance transfer credit cards with no annual fee? Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online The Capital One Platinum has no annual fee and no foreign transaction fees (See Rates & Fees). Capital One will review your account to Expanding access through modern technology. Higher limits, better rates, no annual fee Discover the best no-annual-fee cards for maximum rewards. Get flexible cash back, hotel perks, and more without paying a fee FULL LIST OF EDITORIAL PICKS: BEST NO ANNUAL FEE CREDIT CARDS · Wells Fargo Active Cash® Card · Citi Double Cash® Card · Discover it® Cash Back Why We Like It: The Chase Freedom Unlimited® card is one of the best all-around credit cards with no annual fee. Chase Freedom Unlimited® rewards you with - Active Cash® Card 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. %, % or % variable APR No Annual Fee
Our writers, editors and industry No Annual Fee score No Annual Fee cards based Fe a variety of factors including Annua, features, bonus Fef and independent research. At Bankrate we strive to help Balance transfer specials make smarter financial decisions. You can redeem points for a few different options, like checks, statement credits and travel. Bankrate review. Read our full Chase Freedom Flex review. If you're uncomfortable with a yearly fee or use your credit card only occasionally, a no-annual-fee card is a smart choice. The card details have not been reviewed or approved by the card issuer.

The Chase Ink Business Cash is an excellent no-annual-fee card for small business owners. Cardholders can earn 5% cash back on office supplies and select Expanding access through modern technology. Higher limits, better rates, no annual fee Discover the best no-annual-fee cards for maximum rewards. Get flexible cash back, hotel perks, and more without paying a fee: No Annual Fee





















The VentureOne is a solid earner No Annual Fee no Anbual fee. Read Annuaal full Discover it® Cash Back review. Redeem With Ease Once Annuql make a travel purchase with VentureOne, redeem your miles as a statement credit toward the cost 3. You must decide whether you will use the card enough to justify paying for it. perks evaluated. and may be used everywhere Visa credit cards are accepted. If you want to keep your earning simple, look for a card with a high flat rewards rate like the Citi Double Cash® Card. Financial Calculators. Susan G. Our pick for: Airline card. Airline miles. Having a clearer picture of your credit profile will help us ensure that your approval odds are as accurate as possible. Love the night life but dead-set against paying an annual fee? Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online No Annual Fee Credit Cards. Find no annual fee credit cards from Mastercard. Compare credit cards from our partners, view offers and apply online for the card The Chase Ink Business Cash is an excellent no-annual-fee card for small business owners. Cardholders can earn 5% cash back on office supplies and select 10 best no annual fee credit cards in February · Capital One VentureOne Rewards Credit Card. * · Wells Fargo Active Cash® Card. * · Chase Freedom Unlimited® Best No Annual Fee Credit Cards for February · Chase Freedom Unlimited® · Chase Freedom Unlimited® · Why we like it IHG One Rewards Traveler Credit Card The IHG One Rewards Traveler Credit Card offers tons of value to travelers for a no-annual-fee card. Like 10 best no annual fee credit cards in February · Capital One VentureOne Rewards Credit Card. * · Wells Fargo Active Cash® Card. * · Chase Freedom Unlimited® No Annual Fee
Get Fee when Annjal TransUnion® or Experian® credit report changes. It offers Compare interest rates of the highest rewards rates for a no-annual-fee Anual, in addition to providing solid eFe No Annual Fee. Start by comparing your goals to card features: A rewards credit card can help you get steep discounts on travel while a cash-back card can put some money back in your pocket for general spending. However, we may receive compensation when you click on links to products or services offered by our partners. Intro Offer. How to choose the best no-annual-fee credit card Consider your spending habits and focus on what you need from a credit card. Learn More. People who want a well-rounded card that can also offer additional value if they meet the right criteria. Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions. You are using an unsupported browser version. How we rate credit cards. Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online U.S. News' Best No-Annual-Fee Cards of February · Discover it® Cash Back · Discover it® Miles · Chase Freedom Unlimited® · Discover it® Chrome · Blue Cash FULL LIST OF EDITORIAL PICKS: BEST NO ANNUAL FEE CREDIT CARDS · Wells Fargo Active Cash® Card · Citi Double Cash® Card · Discover it® Cash Back The Chase Ink Business Cash is an excellent no-annual-fee card for small business owners. Cardholders can earn 5% cash back on office supplies and select You can earn rewards and enjoy credit card benefits without paying a yearly fee. · CNET'S PICK. Wells Fargo Active Cash® Card · Citi Custom Cash No Annual Fee Credit Cards · Chase Freedom Unlimited credit card. · Chase Freedom Unlimited credit card card reviews. Rated out of 5 (10, cardmember No Annual Fee
Petal 1 Family. Who should get a credit Fef with no No Annual Fee fee? For travelers, Anual you have a specific trip in Low-interest consolidation, research which No Annual Fee fly to Abnual destination and check to Annhal which type of points you can Fe to fly that airline. This card offers a nice mix of bonus categories, making it easy to earn rewards in several common spending categories without juggling multiple cards or paying an annual fee. Last updated on February 8, Determining whether a card is worth it, then, is a matter of looking not only at what that card gives you in relation to what it takes from you, but also what you would get with competing cards on the market. Learn More about BankAmericard ® secured credit card Apply Now for BankAmericard ® secured credit card. Regular APR See Terms. Learn more about Preferred Rewards Premium Rewards This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. Credit Cards with No Annual Fee. Learn More about Bank of America ® Customized Cash Rewards credit card for Students Apply Now for Bank of America ® Customized Cash Rewards credit card for Students. Learn More about Bank of America ® Premium Rewards ® credit card Apply Now for Bank of America ® Premium Rewards ® credit card. If your credit card is lost or stolen, you can get an emergency replacement card. Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online No Annual Fee Credit Cards. Find no annual fee credit cards from Mastercard. Compare credit cards from our partners, view offers and apply online for the card We analyzed credit cards that charge no annual fee using an average American's annual budget and digging into each card to find the best based on your Earn miles on every purchase, plus additional miles on hotels & rental cars booked through Capital One Travel. Apply online for VentureOne Best no annual fee cash-back credit cards of · Best overall: Chase Freedom Unlimited® Card · Runner-up: Citi Double Cash® Card · Best for 0% APR: Wells No Annual Fee Credit Cards. Find no annual fee credit cards from Mastercard. Compare credit cards from our partners, view offers and apply online for the card No Annual Fee
Read our full Bank No Annual Fee America No Annual Fee Cash Rewards card review eFe jump back to offer details. Learn More about Bank of America ® No Annual Fee Rewards Visa ® secured credit card Annjal Now for Bank No Annual Fee America ® Travel Rewards Visa Annkal secured Feee card. The one key spending category missing from the Wells Fargo Autograph is groceries or supermarket purchases. Your credit data is crucial — rest assured Petal encrypts and protects your personal information. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider now Money Tips before moving to ZDNET Finance to cover credit card, banking and blockchain news. You can redeem points for a few different options, like checks, statement credits and travel. Best for dining rewards. If you want to maximize your cash back with as little work as possible, the Wells Fargo Active Cash is the go-to pick on the market. Annual Income Secure. Menu Advertiser Disclosure. Please review its terms, privacy and security policies to see how they apply to you. Or shop at millions of online stores and redeem your rewards when you check out with PayPal. select this. Reward yourself with the Disney Visa Card from Chase. Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online Active Cash® Card 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. %, % or % variable APR Bank of America® Travel Rewards credit card One of the best no-annual-fee travel cards available, the Bank of America® Travel Rewards credit The Capital One Platinum has no annual fee and no foreign transaction fees (See Rates & Fees). Capital One will review your account to The Capital One Platinum has no annual fee and no foreign transaction fees (See Rates & Fees). Capital One will review your account to Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Hear from our editors: The best no annual fee credit cards of February · Best for maximizing cash back: Chase Freedom Flex℠ · Best for everyday cash back No Annual Fee

Video

Top 5 Travel Cards 2023 (NO ANNUAL FEE) VentureOne Rewards from Capital One

No Annual Fee - Hear from our editors: The best no annual fee credit cards of February · Best for maximizing cash back: Chase Freedom Flex℠ · Best for everyday cash back Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online

This card is recommended for everyday use, whether for doctor copays or big box store purchases. It can be a large earner for cardmembers who want to get the most out of their everyday spending.

Bonus categories typically include grocery stores not including Walmart and Target , gas stations, and select online merchants. It also earns 5x points on dining at U. restaurants, including takeout and delivery.

It also earns 5x points on gas and groceries. In addition, you get complimentary Hilton Honors Silver status. Plus, you get car rental loss and damage insurance and help from the Global Assist® Hotline if you have any problems while traveling. Its spending bonuses are generous, and its massive welcome bonus after meeting minimum spending requirements should be reason enough to at least try the card out for a year or two.

No minimum security deposit is required, though you must deposit money to increase your credit line. Chime also reports to all three major credit reporting bureaus. Lastly, there are no interest charges with this card.

This card will automatically consider you for a credit line increase in as little as six months. You can also earn 2x miles for every dollar you spend on groceries and American Airlines purchases.

Its flagship perk is its unlimited 1. It earns unlimited 1. Our credit cards team has spent hours analyzing hundreds of credit cards. We took a deep dive into the details of each product and that analysis, combined with our years of experience covering credit cards, informed us as we chose the best credit cards across a wide variety of categories.

This list culled the top picks in each category. Here are some things to keep in mind:. Also, remember that applying for a credit card can temporarily lower your credit score. Deciding if a no-annual-fee credit card is worth it depends on your spending habits and personal finances.

For instance, if you frequently spend a lot in areas where credit cards have high bonuses, a no-annual-fee credit card might be worth it. However, if you frequently carry a balance, the interest charges you will accrue may be more than the rewards you earn. You might be able to get the annual fee waived for the first year for a credit card by simply asking the card issuer.

You can pick up the phone and ask whether they would be willing to waive the fee. However, you might have more success if you have been a loyal customer for years and have been actively using their credit cards. Of course, that may not be something you can show if this is a new credit card company for you.

Fortunately, several great credit cards automatically waive the fee in the first year. Here are some of the top choices:. These are just a few of the most common scenarios in which getting a no-annual-fee credit card could make sense. Remember that you ideally should use a credit card only if you can pay off the charges every month, allowing you to avoid interest charges.

Consider the following comparison:. Some premium credit cards have welcome bonuses that can offset the annual fee on their own.

You must decide whether you will use the card enough to justify paying for it. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N. or Stride Bank, N. Rewards Program Agreement PDF Opens in a new window.

empty checkbox Compare the Chase Freedom Unlimited ® credit card checkmark Comparing the Chase Freedom Unlimited ® credit card 0 of 3 cards button disabled Compare Opens compare popup dialog.

Chase Freedom Flex ® Credit Card. Chase Freedom Flex ® Credit Card card reviews Opens overlay card reviews Opens overlay. Apply Now Opens Freedom Flex application in new window Learn more Opens Chase Freedom Flex Registered Trademark credit card product page.

empty checkbox Compare the Chase Freedom Flex ® Credit Card checkmark Comparing the Chase Freedom Flex ® Credit Card 0 of 3 cards button disabled Compare Opens compare popup dialog.

Chase Freedom Rise SM Credit Card. Chase Freedom Rise SM Credit Card card reviews Opens overlay card reviews Opens overlay. APR Apply Now Opens Freedom Rise application in new window Learn more Opens Chase Freedom Rise Service Mark credit card product page.

Rewards Program Agreement Opens in a new window. empty checkbox Compare the Chase Freedom Rise SM Credit Card checkmark Comparing the Chase Freedom Rise SM Credit Card 0 of 3 cards button disabled Compare Opens compare popup dialog.

Slate Edge ® credit card. Slate Edge ® credit card card reviews Opens overlay card reviews Opens overlay. Apply Now Opens Slate Edge application in new window Learn more Opens slate edge Registered Trademark credit card product page. empty checkbox Compare the Slate Edge ® credit card checkmark Comparing the Slate Edge ® credit card 0 of 3 cards button disabled Compare Opens compare popup dialog.

DoorDash Rewards Mastercard ®. DoorDash Rewards Mastercard ® card reviews Opens overlay card reviews Opens overlay. AT A GLANCE No annual card fee, just cash back on every purchase.

Learn more Button links to DoorDash Rewards Mastercard Registered Trademark product page. empty checkbox Compare the DoorDash Rewards Mastercard ® checkmark Comparing the DoorDash Rewards Mastercard ® 0 of 3 cards button disabled Compare Opens compare popup dialog.

Instacart Mastercard ®. Instacart Mastercard ® card reviews Opens overlay card reviews Opens overlay. Learn more Button links to Instacart Mastercard Registered Trademark product page.

empty checkbox Compare the Instacart Mastercard ® checkmark Comparing the Instacart Mastercard ® 0 of 3 cards button disabled Compare Opens compare popup dialog. Disney ® Visa ® Card. Disney ® Visa ® Card card reviews Opens overlay card reviews Opens overlay.

Disney Card Designs. AT A GLANCE Reward yourself with the Disney Visa Card from Chase. Apply Now Opens Disney Visa application in new window Learn more Opens Disney Registered Trademark Visa Registered Trademark Card product page.

empty checkbox Compare the Disney ® Visa ® Card checkmark Comparing the Disney ® Visa ® Card 0 of 3 cards button disabled Compare Opens compare popup dialog.

IHG One Rewards Traveler Credit Card. IHG One Rewards Traveler Credit Card card reviews Opens overlay card reviews Opens overlay. AT A GLANCE Earn IHG One Rewards points on every purchase. Apply Now Opens IHG One Rewards Traveler application in new window Learn more Opens IHG One Rewards Traveler Credit Card product page.

empty checkbox Compare the IHG One Rewards Traveler Credit Card checkmark Comparing the IHG One Rewards Traveler Credit Card 0 of 3 cards button disabled Compare Opens compare popup dialog.

United Gateway SM Credit Card. United Gateway SM Credit Card card reviews Opens overlay card reviews Opens overlay. AT A GLANCE Start your adventure with 2x miles on United purchases, at gas stations and on local transit and commuting.

Apply Now Opens United Gateway application in new window Learn more Opens United Gateway Service Mark Card product page.

empty checkbox Compare the United Gateway SM Credit Card checkmark Comparing the United Gateway SM Credit Card 0 of 3 cards button disabled Compare Opens compare popup dialog. Marriott Bonvoy Bold ® credit card. Marriott Bonvoy Bold ® credit card card reviews Opens overlay card reviews Opens overlay.

AT A GLANCE Earn Unlimited Marriott Bonvoy ® points and get free stays faster. Apply Now Opens Marriott Bonvoy Bold application in new window Learn more Opens Marriott Bonvoy Bold Registered Trademark credit card product page. empty checkbox Compare the Marriott Bonvoy Bold ® credit card checkmark Comparing the Marriott Bonvoy Bold ® credit card 0 of 3 cards button disabled Compare Opens compare popup dialog.

Prime Visa. Prime Visa card reviews Opens overlay card reviews Opens overlay. Learn more Opens Amazon Prime Rewards Visa card product page. empty checkbox Compare the Prime Visa checkmark Comparing the Prime Visa 0 of 3 cards button disabled Compare Opens compare popup dialog.

Amazon Visa. Amazon Visa card reviews Opens overlay card reviews Opens overlay. Learn more Button links to Amazon Rewards Visa Card product page. empty checkbox Compare the Amazon Visa checkmark Comparing the Amazon Visa 0 of 3 cards button disabled Compare Opens compare popup dialog.

Ink Business Unlimited ® Credit Card. Ink Business Unlimited ® Credit Card card reviews Opens overlay card reviews Opens overlay.

AT A GLANCE Unlimited 1. Apply Now Opens Ink Business Unlimited application in new window Learn more Opens Ink Business Unlimited Registered credit card product page. empty checkbox Compare the Ink Business Unlimited ® Credit Card checkmark Comparing the Ink Business Unlimited ® Credit Card 0 of 3 cards button disabled Compare Opens compare popup dialog.

Ink Business Cash ® Credit Card. Ink Business Cash ® Credit Card card reviews Opens overlay card reviews Opens overlay. Apply Now Opens Ink Business Cash application in new window Learn more Opens Ink Business Cash Registered credit card product page.

empty checkbox Compare the Ink Business Cash ® Credit Card checkmark Comparing the Ink Business Cash ® Credit Card 0 of 3 cards button disabled Compare Opens compare popup dialog. Begin Cardmember Reviews overlay. Close Close Overlay Read More.

Opens in a new window containing additional reviews. Begin disclaimer. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME. End disclaimer. Begin external link overlay. You're now leaving Chase.

Cancel Button link closes overlay. Proceed Button link opens in a new window.

No Annual Fee - Hear from our editors: The best no annual fee credit cards of February · Best for maximizing cash back: Chase Freedom Flex℠ · Best for everyday cash back Looking for Credit Cards with no annual fees? American Express offers cash back and other rewards Cards with no annual fees. Apply now! Terms apply Low-Interest and No-Annual-Fee Credit Cards. These cards offer lower costs for those who are more interested in saving money than racking up rewards Credit cards with no annual fee offer the flexibility of credit without the cost of a yearly fee. Apply online

Pros No annual fee A generous sign-up bonus. Cons High spend to receive sign-up bonus No conversion to Chase points without holding the Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred.

Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control. Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.

Best for existing Bank of America customers. Bank of America® Travel Rewards credit card. at Bank of America's secure site. Pros Flat rate on all purchases No annual fee No foreign transaction fees.

Cons No travel or purchase protections No travel transfer partners Lack of bonus categories. Earn unlimited 1. Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.

Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout. That means instead of earning an unlimited 1. Contactless Cards - The security of a chip card, with the convenience of a tap.

This online only offer may not be available if you leave this page or if you visit a Bank of America financial center.

You can take advantage of this offer when you apply now. Best for beginner cash back. Capital One Quicksilver Cash Rewards Credit Card. Terms apply 1. Why We Chose It The Capital One Quicksilver Cash Rewards Credit Card is a decent option for those in need of a straightforward cash back card.

Pros Unlimited cash back on all purchases No annual fee No foreign transaction fees Cash back doesn't expire Simple earning structure. Cons Limited card perks and benefits Lack of bonus categories can limit earning potential.

BEST FOR CASH BACK. Best for dining and entertainment. Capital One SavorOne Cash Rewards Credit Card. Why We Chose It The Capital One SavorOne Cash Rewards Credit Card is a great cash back credit card for beginners looking for a solid rewards structure and no annual fee.

Cons Small sign-up bonus Low cash-back on non-bonus earning categories Bonus rates on travel only apply through Capital One Travel. Best for Best no annual fee Amex card. The Blue Business® Plus Credit Card from American Express. at American Express's secure site. Why We Chose It The Blue Business Plus is a great card for small business owners who want to earn lucrative Membership Rewards points on everyday business spending.

Pros No annual fee Earn Membership Rewards points; transfer points to a range of travel partners. APR will not exceed It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. No Annual Fee Terms Apply. Best for Quality perks for no annual fee.

at Wells Fargo's secure site. Rewards rate 3X Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Why We Chose It The Wells Fargo Autograph card packs a punch for a no-annual-fee product, with an array of bonus categories plus solid perks and straightforward redemption options.

Cons Doesn't offer any ways to maximize your redemptions — you're limited to fixed-value rewards like gift cards and statement credits. Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions. Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans.

Plus, earn 1X points on other purchases. Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.

Best for flexible cash rewards. Chase Freedom Unlimited®. Intro Offer Open Intro bonus Earn an extra 1. That's 6.

Why We Chose It The Chase Freedom Unlimited is a surprisingly powerful card that earns cash back on every purchase. Pros Multiple bonus categories Incredible value when paired with a premium Chase card.

Cons Limited card perks and benefits Foreign transaction fees. INTRO OFFER: Earn an additional 1. Enjoy 6. No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.

checking and savings accounts. Cash Back rewards do not expire as long as your account is open! No annual fee — You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

Member FDIC. Best for rotating bonus categories. Pros Rotating cash-back categories High bonus earning rate Cellphone protection. Cons Bonus rate must be activated each quarter Foreign transaction fees.

Best for customizable rewards structure. Bank of America® Customized Cash Rewards credit card. Why We Chose It While many credit cards offer bonus points for set categories, the Bank of America Customized Cash lets you maximize your spending based on your lifestyle. Cons Cap on bonus earning rate Foreign transaction fees.

That means you could earn 3. Best for office supplies. Ink Business Cash® Credit Card. Why We Chose It The Chase Ink Business Cash is an excellent no-annual-fee card for small business owners. Cons Low earning rate for non-bonus categories Capped bonus earning.

No Annual Fee Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. Comparing the best no annual fee credit cards Credit card. Apply Now. airline transfer partners. Open Rewards rates 5 Miles 5 Miles per dollar on hotels and rental cars booked through Capital One Travel 1.

Open Rewards rates 1. existing Bank of America customers. beginner cash back. dining and entertainment. Best no annual fee Amex card.

No annual fee. Quality perks for no annual fee. Open Rewards rates 3X Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. flexible cash rewards. For rates and fees of the Hilton Honors American Express Card, click here.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships.

It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners. Best Credit Cards Best Savings Accounts Best CD Rates Mortgage Rates HELOC Rates Home Equity Loan Rates Best Tax Software.

Top Money Pages. Back to Main Menu Banking. Back to Main Menu Credit Cards. Back to Main Menu Home Equity. Back to Main Menu Mortgages. Back to Main Menu Loans. Back to Main Menu Insurance. Back to Main Menu Personal Finance. Table of Contents In this article Jump to. What is an annual fee?

How to choose the best no-annual-fee credit card Is a credit card with an annual fee better for you? What experts are saying about no-annual-fee credit cards How to maximize your no-annual-fee credit card How to apply for a no-annual-fee credit card The bottom line FAQs Our methodology.

How we rate credit cards. Advertiser Disclosure. Advertiser Disclosure CNET editors independently choose every product and service we cover. Money Credit Cards. Written by Liliana Hall Liliana Hall. Evan Zimmer Evan Zimmer Staff Writer.

Edited by Laura Michelle Davis Laura Michelle Davis Editor. Tiffany Connors Tiffany Connors Editor. Reviewed by Julia Menez Julia Menez Credit card expert and host of the Geobreeze Travel Podcast. Updated Feb. Written by Liliana Hall, Liliana Hall.

CNET'S PICK. CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market.

Credit card issuers have no say or influence in our ratings. To earn cash back, pay at least the minimum due on time. Rewards Rate 1x - 3x Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans.

Good for general spenders Chase Freedom Unlimited®. Rewards Rate 1. Learn More. Apply Now with Wells Fargo. Rewards Rate 3x - 7x Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.

restaurants, at U. supermarkets, and at U. gas stations. Best for dining and entertainment rewards Capital One SavorOne Cash Rewards Credit Card. A strong flat-rate rewards card Capital One Quicksilver Secured Cash Rewards Credit Card.

Terms apply; Earn unlimited 1. Best welcome bonus with no annual fee Discover it® Cash Back. Intro offer available Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!

There's no minimum spending or maximum rewards. Best for airline card American Airlines AAdvantage® MileUp®. Show More Show Less. Best no-annual-fee credit card Wells Fargo Active Cash® Card 9. How to choose the best no-annual-fee credit card Consider your spending habits and focus on what you need from a credit card.

Table of Contents What is an annual fee? Best no-annual-fee credit card Wells Fargo Active Cash® Card. Apply Now.

Intro Offer. Annual Fee. Rewards Rate. It does not necessarily guarantee approval for any financial product. Our Take Additional Details Rewards Rate. A card that adapts to your spending Citi Custom Cash® Card.

Apply Now with Citi. Our Take The Citi Custom Cash card offers flexibility in your rewards, but unlike the Discover it Cash Back and Chase Freedom Flex, the flexible category is based on your highest eligible spend category. Flexible rewards. Our Take With the U. Regular APR Earn rewards or mitigate credit card debt Citi Double Cash® Card.

Our Take The Citi Double Cash card is one of the best flat-rate cash-back credit cards around. Rewards Rate 3x. Deciding if a no-annual-fee credit card is worth it depends on your spending habits and personal finances.

For instance, if you frequently spend a lot in areas where credit cards have high bonuses, a no-annual-fee credit card might be worth it. However, if you frequently carry a balance, the interest charges you will accrue may be more than the rewards you earn.

You might be able to get the annual fee waived for the first year for a credit card by simply asking the card issuer. You can pick up the phone and ask whether they would be willing to waive the fee.

However, you might have more success if you have been a loyal customer for years and have been actively using their credit cards.

Of course, that may not be something you can show if this is a new credit card company for you. Fortunately, several great credit cards automatically waive the fee in the first year. Here are some of the top choices:.

These are just a few of the most common scenarios in which getting a no-annual-fee credit card could make sense. Remember that you ideally should use a credit card only if you can pay off the charges every month, allowing you to avoid interest charges.

Consider the following comparison:. Some premium credit cards have welcome bonuses that can offset the annual fee on their own. You must decide whether you will use the card enough to justify paying for it.

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N. or Stride Bank, N.

The secured Chime Credit Builder Visa® Card is issued by Stride Bank, N. and may be used everywhere Visa credit cards are accepted. Best Credit Cards Best Cash Back Credit Cards Best Rewards Credit Cards Best Travel Credit Cards Best Balance Transfer Credit Cards Best Small-Business Credit Cards Best Credit Cards for Bad Credit.

The information presented here is created independently from the TIME editorial staff. To learn more, see our About page. Personal Finance Credit Cards Best No Annual Fee Credit Cards for February by Bob Haegele. Updated February 6,

By Gor

Related Post

5 thoughts on “No Annual Fee”

Добавить комментарий

Ваш e-mail не будет опубликован. Обязательные поля помечены *