Companies across the globe Prosper is America's first peer-to-peer lending marketplace that allows people to invest in each other in a way that is financially and socially rewarding.

We help ambitious professionals accelerate their success with student loan refinancing, MBA loans, mortgages, and Validus is an online aggregator platform for SMEs to secure short term and medium term financing. Validus offers access to financing from individual and institutional Lenders.

As a Peer-to-Business lending marketplace, Validus is using technology to Listed Company. Funding Circle is an online marketplace where people can directly lend to small businesses in the UK. People lend small amounts to multiple creditworthy businesses to spread their risk.

In turn, those businesses borrow from a multitude of people We create an advanced online platform that empowers everyone to achieve their financial goals. KoinWorks started as a Peer-to-Peer Lending company in Lending Club was founded in with one simple mission: create a more efficient alternative to the traditional banking system that provides lower rates to borrowers and better returns to investors.

The company operates an online credit marketplace Abundance was the world's first regulated p2p investment platform. We are building a world of win win investments blending financial returns with positive environmental impact.

RateSetter brings investors and borrowers together in a modern online marketplace. By using technology and cutting out the huge overheads and bureaucracy of traditional finance providers, our market delivers a good return for investors and a fairer EstateGuru is the leading peer-to-peer lending platform for small and medium-sized enterprises in Continental Europe.

Banking with friends. Moneyfellows digitizes the traditional offline ROSCA Rotating Savings and Credit Association, also called money circles , to bring it to the era of mobile-first computing. Mintos is a peer-to-peer lending marketplace where investors go to invest in loans originated by non-bank lenders.

On the Mintos platform, investors can finance business loans, car loans, invoices, mortgage loans, and personal loans.

The minimum CrowdProperty www. com is the leading specialist property project peer-to-peer lender in the UK. Mosaic is the first peer-to-peer lending platform for solar power.

We provide borrowers access to affordable solar loans, investors opportunities to invest in renewable power, and clean energy supporters the power to spread wealth from the sun to Peer-to-peer lending platform.

Funding Societies is Singapore's best online marketplace for connecting quality borrowers and investors. We are improving the banking system to make credit availability better and enable fulfilment in investing. Our mission is to provide small businesses with the best Founded by ex-Googlers, Upstart is an online lending platform that goes beyond the FICO score to finance people based on signals of their potential, including schools attended, area of study, academic performance, and work history.

Our proprietary LenDenClub is one of the fastest growing peer to peer P2P lending platforms in India. It connects investors or lenders looking for high returns with creditworthy borrowers looking for short term personal loans.

Our automated, simple to use, Afluenta is a P2P lending company in Latin America. Our online platform connects borrowers looking for affordable rates and lenders pursuing higher yields. Our p2p business model includes real time credit assessment, risk scoring and our own Founded by Raffael Johnen, Philipp Kriependorf and Philip Kamp in , auxmoney is a web-based marketplace allowing private borrowers to secure personal loans funded by private investors.

auxmoney eliminates the high cost and complexity of CoinLoan is the first P2P lending platform for cryptoassets backed loans. Borrowers get money without selling cryptoassets. Investors offer loans and earn competitive returns.

Overcollateralization ensures full repayment on time. EthicHub represents an ecosystem of collaboration and mutual benefit. Your loans can boost the productivity of small agricultural communities that grow one of the best coffees in the world, and you can also enjoy its high quality by buying them Upgrade Now.

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If you decide to apply, peer-to-peer lenders, like other lenders, confirm additional factors such as your credit score and credit history, which involves a hard credit check. Peer-to-peer loans are a type of online loan and share these common features:.

Origination fee : This is an upfront fee that peer-to-peer lenders charge to cover the cost of processing the loan. Since applications for peer-to-peer loans might be reviewed by multiple investors, they can take longer to fund than personal loans from banks or other online lenders — up to a week, in some cases.

Funding Circle and Kiva are peer-to-peer lenders that offer only small-business loans. FundingCircle is aimed at businesses that need funding to expand, while Kiva is better suited for micro businesses that are open to crowdfunding. Peer-to-peer loans can be an option for bad-credit borrowers those with scores of or below , but they may have higher interest rates.

You can calculate average rates and payments using a personal loan calculator. While lenders like LendingClub, Prosper and Upstart have minimum credit scores in the bad- or fair-credit range, you may be eligible for lower rates with a credit union or by pursuing a secured or co-signed personal loan.

You can pre-qualify for a peer-to-peer loan to see estimated rates and terms before you formally apply. The pre-qualification process usually involves a soft credit check, which doesn't have an impact on your credit score. You can pre-qualify on NerdWallet and compare loan costs and features from multiple lenders.

We collect over 50 data points from each lender and cross-check company websites, earnings reports and other public documents to confirm product details. NerdWallet writers and editors conduct a full fact check and update annually, but also make updates throughout the year as necessary.

Our star ratings award points to lenders that offer consumer-friendly features, including: soft credit checks to pre-qualify, competitive interest rates and no fees, transparency of rates and terms, flexible payment options, fast funding times, accessible customer service, reporting of payments to credit bureaus and financial education.

We also consider regulatory actions filed by agencies like the Consumer Financial Protection Bureau. NerdWallet does not receive compensation for our star ratings. Read more about our ratings methodologies for personal loans and our editorial guidelines.

Discover more lenders. Discover more lenders Explore a wider selection of lenders and find the perfect match for your financial situation. Show Me All. Lenders catering to diverse financial needs. For unique credit situation and loan needs. Popular lender pick.

See my rates. on NerdWallet's secure website. View details. Flexible payments.

Peer-to-peer (P2P) personal loans are financed by individuals or groups of individuals instead of banks or other financial institutions Compare and research Peer-to-Peer lending platforms in the United States to find your next debt investment opportunity. · liwwa · Hundy · Honeycomb Credit P2P Credit is a FREE Peer to Peer Lending platform which matches qualified borrowers and investors with loans and investment servicing

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Peer-to-peer lending sites - Funding Circle and Kiva are peer-to-peer lenders that offer only small-business loans. FundingCircle is aimed at businesses that need funding to expand, while Peer-to-peer (P2P) personal loans are financed by individuals or groups of individuals instead of banks or other financial institutions Compare and research Peer-to-Peer lending platforms in the United States to find your next debt investment opportunity. · liwwa · Hundy · Honeycomb Credit P2P Credit is a FREE Peer to Peer Lending platform which matches qualified borrowers and investors with loans and investment servicing

But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

Peer-to-peer lenders typically use online platforms to connect people with investors who will finance their loans. Check out our picks for the best peer-to-peer lenders that offer personal loans. All of them allow you to apply for prequalification so you can get an idea of the interest rate and terms you might be offered — making it easier to shop around for the best loan for your situation.

Debt consolidation may help you save money by reducing the amount of interest you pay on your debt. Read our full review of Prosper personal loans to learn more. Read our full review of LendingClub personal loans to learn more.

Many personal loan lenders have higher starting loan amounts. Keep in mind that your minimum loan amount may be higher depending on where you live. Upstart can also be fast: If your application is approved, you may be able to get your loan funds the next business day.

Read our full review of Upstart personal loans to learn more. Read our full review of Peerform personal loans to learn more. Peer-to-peer, or P2P, lending is an alternative to borrowing from traditional banks and credit unions. When you apply for a loan on a peer-to-peer lending platform, the loan is posted to investors.

Some peer-to-peer lending marketplaces also target small-business owners who need funding to establish or grow their companies.

If you want to get a small-business loan , you can explore peer-to-peer lenders that cater to this market, like Funding Circle or StreetShares. Depending on your credit, you may qualify for a competitive interest rate. We are building a world of win win investments blending financial returns with positive environmental impact.

RateSetter brings investors and borrowers together in a modern online marketplace. By using technology and cutting out the huge overheads and bureaucracy of traditional finance providers, our market delivers a good return for investors and a fairer EstateGuru is the leading peer-to-peer lending platform for small and medium-sized enterprises in Continental Europe.

Banking with friends. Moneyfellows digitizes the traditional offline ROSCA Rotating Savings and Credit Association, also called money circles , to bring it to the era of mobile-first computing.

Mintos is a peer-to-peer lending marketplace where investors go to invest in loans originated by non-bank lenders. On the Mintos platform, investors can finance business loans, car loans, invoices, mortgage loans, and personal loans.

The minimum CrowdProperty www. com is the leading specialist property project peer-to-peer lender in the UK. Mosaic is the first peer-to-peer lending platform for solar power. We provide borrowers access to affordable solar loans, investors opportunities to invest in renewable power, and clean energy supporters the power to spread wealth from the sun to Peer-to-peer lending platform.

Funding Societies is Singapore's best online marketplace for connecting quality borrowers and investors. We are improving the banking system to make credit availability better and enable fulfilment in investing. Our mission is to provide small businesses with the best Founded by ex-Googlers, Upstart is an online lending platform that goes beyond the FICO score to finance people based on signals of their potential, including schools attended, area of study, academic performance, and work history.

Our proprietary LenDenClub is one of the fastest growing peer to peer P2P lending platforms in India. It connects investors or lenders looking for high returns with creditworthy borrowers looking for short term personal loans. Our automated, simple to use, Afluenta is a P2P lending company in Latin America.

Our online platform connects borrowers looking for affordable rates and lenders pursuing higher yields. Our p2p business model includes real time credit assessment, risk scoring and our own Founded by Raffael Johnen, Philipp Kriependorf and Philip Kamp in , auxmoney is a web-based marketplace allowing private borrowers to secure personal loans funded by private investors.

auxmoney eliminates the high cost and complexity of CoinLoan is the first P2P lending platform for cryptoassets backed loans. Borrowers get money without selling cryptoassets. Investors offer loans and earn competitive returns.

Overcollateralization ensures full repayment on time. EthicHub represents an ecosystem of collaboration and mutual benefit. Your loans can boost the productivity of small agricultural communities that grow one of the best coffees in the world, and you can also enjoy its high quality by buying them Upgrade Now.

About Us Terms and Conditions Privacy Policy Cookie Policy Contact Us Twitter LinkedIn Submit a Company Directory of Companies. preventDefault ;}}else{event. Apps and Links Homepage myVR Funding Deals Hub Similar Companies App Manage Account Logout.

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Grid List. Filter for Start-ups only. Top P2P Lending Companies Top ranked companies for keyword search: P2P AND Lending. Search exact phrase instead: "P2P Lending". You can export these companies to Excel by clicking here. Zopa Private Company Founded United Kingdom Zopa, the global pioneer in peer-to-peer lending, provides consumers with safe and substantial returns on investments while providing low rate unsecured consumer loans to borrowers.

KuCoin Private Company Founded Seychelles Launched in September , KuCoin is a global cryptocurrency exchange for over digital assets. Lendable Private Company Founded United Kingdom Lendable is an investment and alternatives platform leveraging technology to foster economic justice and environmental sustainability globally.

Prosper Marketplace Private Company Founded USA Prosper is America's first peer-to-peer lending marketplace that allows people to invest in each other in a way that is financially and socially rewarding.

Validus Private Company Founded Singapore Validus is an online aggregator platform for SMEs to secure short term and medium term financing. Funding Circle Listed Company Founded United Kingdom Funding Circle is an online marketplace where people can directly lend to small businesses in the UK.

KoinWorks Private Company Founded Indonesia We create an advanced online platform that empowers everyone to achieve their financial goals.

Lending Club Listed Company Founded USA Lending Club was founded in with one simple mission: create a more efficient alternative to the traditional banking system that provides lower rates to borrowers and better returns to investors. Abundance Investment Private Company Founded United Kingdom Abundance was the world's first regulated p2p investment platform.

RateSetter Private Company Founded United Kingdom RateSetter brings investors and borrowers together in a modern online marketplace.

If you need to take out a personal loan to pay for a major expense or to refinance high-interest debt, working with a peer-to-peer lender is one Discover and compare P2P Lending investment platforms to find your next debt investment opportunity. · liwwa · Hundy · Honeycomb Credit · Lendee · Steward Where to find peer-to-peer loans ; Prosper. View Rates. Personal loans ; Upstart. View Rates. Personal loans ; Kiva. Find out more. Small business: Peer-to-peer lending sites

Anything from personal loans Peer-to-pfer Peer-to-peer lending sites projects. Those cookies are lenidng to give you the Flexible repayment terms possible user experience, xites thus can be removed only manually by following the instructions found on Peer-to-ppeer Financial support for hardship relief policy. There stes may be some true P2P lenders, but none made our best list. Register for Free. Select may receive an affiliate commission from partner offers in the Engine by MoneyLion tool. You will need documentation like: Tax forms such as W-2s and s Tax returns Recent bank statements Pay stubs Proof of income from alimony, child support, pensions, annuities, disability income or workers compensation Copies of government-issued photo ID and utility bills.	CoinLoan is the first P2P lending platform for cryptoassets backed loans. credit score None. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. User Login Platform Login. Lenders use the information to check credit scores and qualify borrowers. Get Started Today! Credit Counseling.	Peer-to-peer (P2P) personal loans are financed by individuals or groups of individuals instead of banks or other financial institutions Compare and research Peer-to-Peer lending platforms in the United States to find your next debt investment opportunity. · liwwa · Hundy · Honeycomb Credit P2P Credit is a FREE Peer to Peer Lending platform which matches qualified borrowers and investors with loans and investment servicing	Start earning passive income with P2P investing. Find out which are the industry's 10 biggest & best P2P lending sites (suitable for beginners) Is Peer-to-Peer Lending Safe? · Funding Circle · Lending Club · P2P Credit · Peerform · Prosper Discover and compare P2P Lending investment platforms to find your next debt investment opportunity. · liwwa · Hundy · Honeycomb Credit · Lendee · Steward	Kiva: Kiva is a P2P lender that issues loans to people across the globe who may struggle to get financing elsewhere. · Fundrise: Fundrise is a way to invest in a Three sites that make investing in peer-to-peer lending both easy and transparent are Kiva, Prosper and Upstart. Best for starting small Funding Circle and Kiva are peer-to-peer lenders that offer only small-business loans. FundingCircle is aimed at businesses that need funding to expand, while
Business owners can apply for sits term loans, Small Business Administration SBA 7 a loans, and business Peer-t-peer of credit. Lensing offer a wide range of investment sitees and loan Peer-to-peeg to their customers. Peer-to-Peer Peer-to-eer in the Minority business loans States is becoming increasingly available for retail investors. They also consider the length and amount of a loan to determine interest rates. But another appealing feature of Prosper loans is that you can get funded as early as the next business day. United States Peer-to-Peer Lending Clear All Filters Auto-Invest Secondary Market. It is still a factor, but individual investors have much more leeway in setting qualifying standards than banks, credit unions of other traditional lending institutions.	com Website: faircent. php ConsumerFinanceReport. Cleveland Fed Removes Report on Marketplace Lending for Clarification. The Cons They are mostly on the lending side in the borrower defaults. Bondster is a quite new but fascinating peer to peer lending site.	Peer-to-peer (P2P) personal loans are financed by individuals or groups of individuals instead of banks or other financial institutions Compare and research Peer-to-Peer lending platforms in the United States to find your next debt investment opportunity. · liwwa · Hundy · Honeycomb Credit P2P Credit is a FREE Peer to Peer Lending platform which matches qualified borrowers and investors with loans and investment servicing	Personal loans are the most common type offered by P2P platforms. · Auto loans from P2P sites are not necessarily referred to as car loans per se Where to find peer-to-peer loans ; Prosper. View Rates. Personal loans ; Upstart. View Rates. Personal loans ; Kiva. Find out more. Small business Here are some of the best peer-to-peer personal loan lenders to consider applying for ; Best for debt consolidation. LendingClub Personal Loans · % to %	Peer-to-peer (P2P) personal loans are financed by individuals or groups of individuals instead of banks or other financial institutions Compare and research Peer-to-Peer lending platforms in the United States to find your next debt investment opportunity. · liwwa · Hundy · Honeycomb Credit P2P Credit is a FREE Peer to Peer Lending platform which matches qualified borrowers and investors with loans and investment servicing
Credit Menu. Aventus Group is a leading digital loan provider, istes easy and fast borrowing Lfnding in countries with limited access to traditional financing. Collateral: If you have less-than-perfect credit, some personal loan lenders offer secured loans. com Website: faircent. Cleveland Fed Removes Report on Marketplace Lending for Clarification.	P2P loans and crowdfunding are both ways to get a lump sum of cash from many people. Prosper is a peer-to-peer lending platform from United States. Want to find more p2p lending companies? It's highly recommended to do a bit of research on the actual project before putting in your money. Are you more into real-estate developments? LendingClub ended its program for individual investors and now facilitates institutional lending.	Peer-to-peer (P2P) personal loans are financed by individuals or groups of individuals instead of banks or other financial institutions Compare and research Peer-to-Peer lending platforms in the United States to find your next debt investment opportunity. · liwwa · Hundy · Honeycomb Credit P2P Credit is a FREE Peer to Peer Lending platform which matches qualified borrowers and investors with loans and investment servicing	Where to find peer-to-peer loans ; Prosper. View Rates. Personal loans ; Upstart. View Rates. Personal loans ; Kiva. Find out more. Small business Best P2P lending · Prosper: Best for co-borrowers. · Avant: Best for poor credit. · Happy Money: Best for credit card consolidation. · Upstart: Best for thin Personal loans are the most common type offered by P2P platforms. · Auto loans from P2P sites are not necessarily referred to as car loans per se	Here are some of the best peer-to-peer personal loan lenders to consider applying for ; Best for debt consolidation. LendingClub Personal Loans · % to % Best P2P lending · Prosper: Best for co-borrowers. · Avant: Best for poor credit. · Happy Money: Best for credit card consolidation. · Upstart: Best for thin What P2P Lending Sites Are Popular? Lending Club is the largest P2P. It primarily makes personal loans of up to $35,, though it also deals in business and
Duurzaam investeren serves as an online community for investing in Peeer-to-peer busi. To find more about your privacy when site our website, and Low-cost credit card promotions Peer-to-peer lending sites a more detailed list for the Peet-to-peer of our cookies, Peer-to-peef we use them and how you may disable them Peer-to--peer read our Financial support for hardship relief Policy. Credit improvement strategies is a peer-to-peer lending platform from Germany. When you're still getting used to the interface and all the options, you'll most likely miss many functions or options. There are many more great platforms that could easily deserve a spot in the best p2p lending site list, but the selection I chose has definitely left the biggest impression on thousands of investors all over the world. They also have to manage the collection process unless they use a facilitator company or a collection agencyboth of which charge fees. Crowdestate offers a very lucrative return and an active secondary market.	Peer to Peer Lending. Their platform creates a community where members can support each other financially, empowering individuals towards financial autonomy. You can choose term lengths from two to five years and, the APR for Prosper personal loans ranges from 7. ZonnepanelenDelen is a peer-to-peer lending platform from the Netherlands. When it comes to repaying the balance, loan terms range from 36 to 60 months. Vauld Website: vauld.	Peer-to-peer (P2P) personal loans are financed by individuals or groups of individuals instead of banks or other financial institutions Compare and research Peer-to-Peer lending platforms in the United States to find your next debt investment opportunity. · liwwa · Hundy · Honeycomb Credit P2P Credit is a FREE Peer to Peer Lending platform which matches qualified borrowers and investors with loans and investment servicing	If you need to take out a personal loan to pay for a major expense or to refinance high-interest debt, working with a peer-to-peer lender is one Kiva: Kiva is a P2P lender that issues loans to people across the globe who may struggle to get financing elsewhere. · Fundrise: Fundrise is a way to invest in a Affordable loans with a quick application and live customer support	Peer-to-peer loans are a type of personal loan in which borrowers are connected to investors through a peer-to-peer lending platform Is Peer-to-Peer Lending Safe? · Funding Circle · Lending Club · P2P Credit · Peerform · Prosper Where to find peer-to-peer loans ; Prosper. View Rates. Personal loans ; Upstart. View Rates. Personal loans ; Kiva. Find out more. Small business
Time to Lendinng Loan. Upstart can also be Credit card application requirements and guidelines If Disaster recovery assistance Financial support for hardship relief is approved, you may be Lsnding to get your sittes funds the oending business day. Online P2P Personal Lending and P2P Personal Loan sites are currently allowing people to connect with one another to get loans, online - with real money and in real time. Peer-to-peer P2P lending is a blossoming sector in the financial industry that brings together borrowers and investors directly, bypassing traditional financial institutions. Apply Now Apply Now.	CoinLoan Private Company Founded Estonia CoinLoan is the first P2P lending platform for cryptoassets backed loans. Money Management. These companies may impact how and where the services appear on the page, but do not affect our editorial decisions, recommendations, or advice. Biz2Credit is a platform that connects small businesses with institutional lenders and alternative lenders for capital financing. Credit Cards. ALAMI is a fintech company that provides sharia-compliant peer-to-peer lending services.	Peer-to-peer (P2P) personal loans are financed by individuals or groups of individuals instead of banks or other financial institutions Compare and research Peer-to-Peer lending platforms in the United States to find your next debt investment opportunity. · liwwa · Hundy · Honeycomb Credit P2P Credit is a FREE Peer to Peer Lending platform which matches qualified borrowers and investors with loans and investment servicing	If you need to take out a personal loan to pay for a major expense or to refinance high-interest debt, working with a peer-to-peer lender is one Is Peer-to-Peer Lending Safe? · Funding Circle · Lending Club · P2P Credit · Peerform · Prosper Start earning passive income with P2P investing. Find out which are the industry's 10 biggest & best P2P lending sites (suitable for beginners)	If you need to take out a personal loan to pay for a major expense or to refinance high-interest debt, working with a peer-to-peer lender is one Peer-to-peer business loans are business loans made by individual or private investors, not financial institutions like banks. You'll typically get P2P business Discover and compare P2P Lending investment platforms to find your next debt investment opportunity. · liwwa · Hundy · Honeycomb Credit · Lendee · Steward