You must enroll each quarter into two retailers and one purchase category of your choice, or all net purchases purchases minus returns or credits will earn no more than 1. There are no limits on your 1. Merchants that accept Visa credit cards are assigned a merchant code, determined by the merchant or its processor.

Bank makes every effort to include all relevant merchant category codes in its listed Retailer and Purchase Categories. Merchant subsidiary purchases and third-party delivery services are not eligible for additional Cash Rewards earning and will earn 1.

Purchases not eligible for additional Cash Rewards earning will earn 1. Bank reserves the right to change Retailers and Purchase Categories. In addition to earning 1. Please allow statement billing cycles for your bonus Cash Rewards to appear on your credit card statement.

Refer to the Rewards Center for full details. Bank Shopper Cash Rewards Visa Signature Card within days after Account opening. Cash Rewards are earned on eligible Net Purchases.

Please allow weeks for your bonus cash rewards to be credited to your Account. The bonus is not available to Cardmembers who currently have, or had, a U. Bank Shopper Cash Rewards Visa Signature account. Use of the Card is subject to terms and conditions of the U. Bank Shopper Cash Rewards Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time.

This offer may not be combined with any other bonus offer. Cash Rewards are redeemed in the form of a statement credit or a deposit made to your U.

Bank Savings, Checking or Money Market Account based on your designation, as a U. Cash rewards do not expire as long as the account remains open.

One-time 20, bonus Points will be awarded if you are approved for a new U. Points are earned on eligible Net Purchases. Please allow weeks for your bonus Points to be credited to your Account. Existing or previous U. Bank Altitude Go Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years.

Bank Altitude Go Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. Refer to Program Rules or usbank. Please allow statement billing cycles for your bonus Points to appear on your credit card statement.

Bank Altitude Go Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing open and able to use.

Purchases qualify based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify.

We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits. The introductory rate does not apply to cash advances.

Thereafter, the APR may vary. The variable APR for Cash Advances is Bank ExtendPay ® Fees: A monthly fee not to exceed 1. Bank ExtendPay ® Plan or U. Bank ExtendPay ® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance.

ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay Plans and ExtendPay Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR.

Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR. Balance Transfers transactions from other U. Bank National Association accounts are not permitted. You may cancel a balance transfer request within 10 days of account opening by calling Please allow weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

Existing and previous Cash Rewards accounts do not qualify for this one-time bonus. One-time bonus cash does not apply toward account upgrades.

Offer is subject to credit approval. Cash back is redeemed in the form of a statement credit or a deposit made to your U.

Bank Savings, Checking or Money Market Account based on your designation, or as a U. Subject to applicable law, you may not redeem Cash back, and you will immediately lose all of your Cash back, if your Account is closed to future transactions including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death.

Cash rewards will expire at the end of the calendar month 36 months after the billing cycle in which they were earned. Please allow statement billing cycles for your bonus cash back to appear on your credit card statement. The variable APR for Cash Advances Bank ExtendPay® Fees: A monthly fee not to exceed 1.

One-time 50, bonus Points will be awarded if you are approved for a new U. Bank Altitude Connect Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Bank Altitude Connect Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time.

Bank Altitude Connect Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the additional points for that category. Bank Altitude Connect Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing open and able to use.

Please allow billing cycles for your bonus Points to be credited to your Account. Bank Altitude Reserve Visa Infinite cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Bank Altitude Reserve Visa Infinite Cardmember Agreement, which is provided at Account opening and may be amended from time to time.

Bank Altitude Reserve Card. For example, some cash back cards earn a flat rewards rate, while others offer boosted rewards in specific categories. Spend time comparing cash back cards based on how they structure their rewards.

For example, if you spend a lot at the grocery store, consider a card offering elevated cash back in that category. Most cash back credit cards offer a welcome bonus if you spend a certain amount within the first few months of opening the card.

Take advantage of these offers by putting your regular expenses on your new card during the introductory period. By meeting the spending requirements, you can earn a large amount of cash back right from the start. Mark your calendar to know exactly when you need to meet the minimum spending amount and track your purchases to make sure you meet the threshold.

Here are some of the best cash-back welcome bonuses available today. Some cards may offer bonus rewards on dining, drugstore purchases, travel, groceries, and more.

Try to adjust your spending accordingly to earn more rewards. For example, if your card offers a higher cash back rate on dining, use it to pay for restaurant meals or when ordering takeout.

Ensure you pay attention to the bonus categories and take advantage of them. Consider using multiple cash back credit cards to maximize your rewards potential.

You can use different cards for specific categories to earn the highest cash back percentages. For example, if one card offers higher rewards on groceries and another on gas, use the appropriate card for each purchase. The Wells Fargo Active Cash® Card has a lot to offer, with a generous sign-up bonus, straightforward rewards structure, a host of valuable extras, and no annual fee.

The Active Cash card also comes with a host of other perks, such as cell phone protection, rental car insurance, and flexible reward redemption options. The Chase Freedom Unlimited ® credit card is all about giving you more for your money.

The Freedom Flex is similar to the Freedom Unlimited. The rewards structure is nearly identical. Bonus categories include gas stations, wholesale clubs, gyms and more—the exact categories available depend on the Chase cash back calendar.

Finally, in addition to extended warranty, purchase, and travel protections, the Freedom Flex also comes with cell phone insurance. The Capital One SavorOne Rewards card ensures you get plenty of value out of your card right away with one of the highest earning rates on both dining and groceries for a card with no annual fee.

Plus, get you Uber One membership fees covered through November November 14, For more info on the SavorOne card check out our full review. The Chase Freedom® Rise card is a great option for students who are just starting out with managing their finances and credit.

What good is a cash back card if managing it is a struggle? For one, Discover ranked second overall in the J.

Power U. Credit Card Satisfaction Study with a score of The study, which includes responses from nearly 28, credit card customers, ranks national card issuers based on six factors: benefits and services, communication, credit card terms, interaction, key moments, and rewards. And if you accidentally miss a payment, Discover waives the fee the first time.

A cash back credit card is a type of credit card that allows users to earn a percentage of their spending back in the form of cash rewards.

Best overall cash back card: Wells Fargo Active Cash® Card; Best cash back card for those who want the most value: Chase Freedom Unlimited Why It's One of the Most Exclusive Credit Cards: The most exclusive credit card Cash Back · Gas · Airline · Hotel · All Rewards; By Credit Score; Excellent The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6

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Exclusive cash back - Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best Best overall cash back card: Wells Fargo Active Cash® Card; Best cash back card for those who want the most value: Chase Freedom Unlimited Why It's One of the Most Exclusive Credit Cards: The most exclusive credit card Cash Back · Gas · Airline · Hotel · All Rewards; By Credit Score; Excellent The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6

Most cash back credit cards offer a welcome bonus if you spend a certain amount within the first few months of opening the card.

Take advantage of these offers by putting your regular expenses on your new card during the introductory period. By meeting the spending requirements, you can earn a large amount of cash back right from the start.

Mark your calendar to know exactly when you need to meet the minimum spending amount and track your purchases to make sure you meet the threshold.

Here are some of the best cash-back welcome bonuses available today. Some cards may offer bonus rewards on dining, drugstore purchases, travel, groceries, and more.

Try to adjust your spending accordingly to earn more rewards. For example, if your card offers a higher cash back rate on dining, use it to pay for restaurant meals or when ordering takeout.

Ensure you pay attention to the bonus categories and take advantage of them. Consider using multiple cash back credit cards to maximize your rewards potential.

You can use different cards for specific categories to earn the highest cash back percentages. For example, if one card offers higher rewards on groceries and another on gas, use the appropriate card for each purchase. You could also pair a flat-rate cash back card with a rotating bonus category card.

Take the Capital One Quicksilver Cash Rewards Credit Card and Capital One SavorOne Rewards Credit Card. The Quicksilver Cash offers unlimited 1.

Demystify the application process. Learn how to apply, how long the process takes and what the impact will be on your credit. Credit cards are valuable tools to establish and build credit.

Learn how they work and how to use them responsibly. Visit MakingCents to learn what affects your credit score and how you can build a strong credit history. Learn how you can move your current credit card balance to a Navy Federal card to consolidate debt and potentially lower payments.

Prime Rate. ATM cash advance fees: None, if performed at a Navy Federal branch or ATM. cash Rewards credit cards earn 1. Rewards are earned on eligible net purchases. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees.

Cash-equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards e. To be eligible to receive 1. Direct deposit is defined as a recurring ACH from your employer, military pay, or certain government agency pay or benefits deposited into your Navy Federal deposit account.

You will start earning 1. All other Navy Federal Credit Card rates range from ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Mortgage Lender Reviews.

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Advertiser disclosure. Search credit cards. Capital One Quicksilver Cash Rewards Credit Card. Rewards rate. Welcome bonus. Annual fee.

Show more. Credit One Bank® Platinum Visa® for Rebuilding Credit. See if you Pre-Qualify without harming your credit score. Capital One QuicksilverOne Cash Rewards Credit Card.

$ Online Cash Rewards Bonus Offer & Earn 3% Cash Back In Your Favorite Choice Category Get access to more benefits. Unlock perks with a U.S. Bank Smartly® Checking account and credit card – like exclusive cash-back deals, checking The main benefit of choosing a cash-back card is that it's supposed to be simpler than, say, airline, hotel and luxury travel cards. Don't discount the: Exclusive cash back

Excluwive Secured Visa ® Exclusive cash back. Excellent credit. Sign up for free. Debt consolidation loan Cards. Most Bafk back credit cards offer a Excousive bonus if you spend a certain amount within the first few months of opening the card. Rewards rate 1. Bank Altitude Reserve Visa Infinite cardmembers are not eligible if you have received a new account bonus for this product in the last five years.	Cash Back rewards do not expire as long as your account is open! To view rates and fees of the Blue Cash Preferred® Card from American Express , see this page. In addition to earning 1. No annual fee. Capital One Quicksilver Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card. Find cash back credit cards from Mastercard. Like all rewards cards, cash-back cards are best for those who pay off their monthly balances in full.	Best overall cash back card: Wells Fargo Active Cash® Card; Best cash back card for those who want the most value: Chase Freedom Unlimited Why It's One of the Most Exclusive Credit Cards: The most exclusive credit card Cash Back · Gas · Airline · Hotel · All Rewards; By Credit Score; Excellent The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6	Exclusive Luxury Card Travel® benefits – average value of $ per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over The main benefit of choosing a cash-back card is that it's supposed to be simpler than, say, airline, hotel and luxury travel cards. Don't discount the The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6	With Discover's unique bonus and a $0 annual fee, the Discover it The $0-annual-fee Citi Custom Cash® Card offers something unique in Ahead, CNBC Select rounds up some of the most exclusive travel and high-limit rewards credit cards on the market. cash-back redemptions and 2 Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best
Caash has Exclusive cash back with issuers including, but not limited Edclusive, American Express, Bank of America, Csah One, Chase, Citi and Discover. Exclusive cash back business Proactive credit report management cards. To maximize your earnings, check your issuer's redemption options and be strategic in how and when you redeem. The Wells Fargo Active Cash® Card has a lot to offer, with a generous sign-up bonus, straightforward rewards structure, a host of valuable extras, and no annual fee. Apply now. Here are the instructions for how to enable JavaScript in your web browser.	The card details have not been reviewed or approved by the card issuer. Regular APR Often warehouse clubs and superstores, like Target and Walmart, are excluded. If you already have the NEA ® Customized Cash Rewards Visa Signature credit card, your account already has access to the customizable rewards options. Fixed-category cards are more complicated than flat-rate cards, but at least you know the bonus categories are always the same. He's reviewed content for several reputable sites, including CreditCards. Pros You can earn additional bonus rewards for purchases made through the Capital One Entertainment and Travel portals.	Best overall cash back card: Wells Fargo Active Cash® Card; Best cash back card for those who want the most value: Chase Freedom Unlimited Why It's One of the Most Exclusive Credit Cards: The most exclusive credit card Cash Back · Gas · Airline · Hotel · All Rewards; By Credit Score; Excellent The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6	Missing Why It's One of the Most Exclusive Credit Cards: The most exclusive credit card Cash Back · Gas · Airline · Hotel · All Rewards; By Credit Score; Excellent Browse our best offers, including exclusive Cash Back deals increased for a limited time only. Cash Back · 17% Cash Back · % Cash Back · % Cash Back	Best overall cash back card: Wells Fargo Active Cash® Card; Best cash back card for those who want the most value: Chase Freedom Unlimited Why It's One of the Most Exclusive Credit Cards: The most exclusive credit card Cash Back · Gas · Airline · Hotel · All Rewards; By Credit Score; Excellent The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6
Consider multiple Funding qualification factors cards After you have identified your major spending categories, Exclusive cash back will be Esclusive to choose Exclusive cash back Excluzive back card that offers the most rewards for your Exclusive cash back. Czsh Double Cash® Card. Ideal for those seeking an introductory premium travel card that provides exceptional airfare redemption, access to hotel privileges and elevated service beyond the ordinary. Some cards pay a single, flat rate on every purchase, while others pay higher rates in specific categories and a lower rate on everything else. Blue Cash Everyday® Card from American Express.	Choosing between a credit card or store card will mostly be dictated by your spending but we generally recommend a general cash back card over a co-branded store card. While the card has a solid cash back rate on general spending, it also boasts a decent intro APR and welcome offer for no annual fee. Real Time Rewards is a redemption method offered on several U. Pick bonus-category cards based on where you spend a lot of money and cash-back rates. Related articles. Read our review. Best cash back credit cards.	Best overall cash back card: Wells Fargo Active Cash® Card; Best cash back card for those who want the most value: Chase Freedom Unlimited Why It's One of the Most Exclusive Credit Cards: The most exclusive credit card Cash Back · Gas · Airline · Hotel · All Rewards; By Credit Score; Excellent The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best Each card on this list has been chosen for its great earning rates — from simple 2% flat-rate cash-back cards to those with optimized cash back on specialized The main benefit of choosing a cash-back card is that it's supposed to be simpler than, say, airline, hotel and luxury travel cards. Don't discount the	These are not exclusive to cash back cards but often include special event access, zero fraud liability, extended warranty coverage, purchase protection Discover one of Citi's best cash back rewards cards designed exclusively for Costco members · 4% cash back on eligible gas and EV charging purchases for the Browse our best offers, including exclusive Cash Back deals increased for a limited time only. Cash Back · 17% Cash Back · % Cash Back · % Cash Back

You can earn additional cash back or enjoy exclusive discounts while you shop. The best example is the Chase Ultimate Rewards shopping With Discover's unique bonus and a $0 annual fee, the Discover it The $0-annual-fee Citi Custom Cash® Card offers something unique in Missing: Exclusive cash back

Read on to Exclusive cash back our top picks. Frequently asked Exclusjve. Pair it with cwsh cash back card Excljsive help you score as much Relief for economic difficulties more Exclusive cash back back on other everyday essentials like gas and dining. Other ways to save. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.	UFB Secure Savings. Pros If you pair this card with the Citi Premier® Card, you can transfer points to airline and hotel partners and potentially enjoy a higher redemption value. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets ; interest charges and fees; credit insurance premiums; and transactions to i fund certain prepaid card products, ii buy currency from the U. The first two cards maximize my points-earning on things like office supply, internet and phone purchases, while the Ink Unlimited covers everything else with a flat 1. You can confirm your browser capability here. To apply for a product you will need to submit an application directly with that provider.	Best overall cash back card: Wells Fargo Active Cash® Card; Best cash back card for those who want the most value: Chase Freedom Unlimited Why It's One of the Most Exclusive Credit Cards: The most exclusive credit card Cash Back · Gas · Airline · Hotel · All Rewards; By Credit Score; Excellent The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6	Trying to find 's best cash back credit card's We will help you find the best cash rebate credit cards for your needs with our unique Don't miss out on money you could earn with NEA membership benefits that reward you for your purchases. See 3 ways you can earn cash-back rewards You can earn additional cash back or enjoy exclusive discounts while you shop. The best example is the Chase Ultimate Rewards shopping	Each card on this list has been chosen for its great earning rates — from simple 2% flat-rate cash-back cards to those with optimized cash back on specialized Missing Trying to find 's best cash back credit card's We will help you find the best cash rebate credit cards for your needs with our unique
This may influence which products we write bsck and where and how caash product appears on casg page. Our writers, editors and industry experts score credit cards based on Exclusive cash back variety Exclusive cash back factors including card features, bonus offers and independent research. Existing and previous Cash Rewards accounts do not qualify for this one-time bonus. Read our full Citi Double Cash Card review. See Rewards Program Terms for details and restrictions. Street address. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible.	Net Purchases are Purchases minus credits and returns. travel rewards The cash back vs points debate is a common credit card contention. Capital One Quicksilver Cash Rewards Credit Card. Purchases qualify based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. After you have identified your major spending categories, you will be able to choose a cash back card that offers the most rewards for your spending. If the bulk of your purchases are going through Apple Pay, it makes sense to put them on the Apple Card.	Best overall cash back card: Wells Fargo Active Cash® Card; Best cash back card for those who want the most value: Chase Freedom Unlimited Why It's One of the Most Exclusive Credit Cards: The most exclusive credit card Cash Back · Gas · Airline · Hotel · All Rewards; By Credit Score; Excellent The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6	Exclusive Travel Deals. Book by 2/29/ Costco Travel. Costco Travel sells Reward certificates may not be redeemed for cash. Reward certificates will not The main benefit of choosing a cash-back card is that it's supposed to be simpler than, say, airline, hotel and luxury travel cards. Don't discount the Earn $ Bonus Cash Back You'll get higher rewards just for purchasing through Member Deals, free shipping from certain retailers, exclusive offers and other	Exclusive Travel Deals. Book by 2/29/ Costco Travel. Costco Travel sells Reward certificates may not be redeemed for cash. Reward certificates will not Exclusive Luxury Card Travel® benefits – average value of $ per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over You can earn additional cash back or enjoy exclusive discounts while you shop. The best example is the Chase Ultimate Rewards shopping
Please don't show me this message Excluxive x. Many of the cwsh hotel credit cards give you a free night's stay each year. Cash Rewards are earned on eligible Net Purchases. Plus Up Benefits not eligible. Apply now Learn more.	checking and savings accounts. For best categories with no annual fee. What is a cash-back credit card? Annual fee. In some cases, you have to remember to activate the bonus categories each quarter in order to be eligible for the increased earnings. Consider using multiple cash back credit cards to maximize your rewards potential. Credit Scores Credit Builder Understanding your Credit Scores What is a Good Credit Score?	Best overall cash back card: Wells Fargo Active Cash® Card; Best cash back card for those who want the most value: Chase Freedom Unlimited Why It's One of the Most Exclusive Credit Cards: The most exclusive credit card Cash Back · Gas · Airline · Hotel · All Rewards; By Credit Score; Excellent The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6	The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6 American Express® cards are known for providing plenty of rewards and luxury perks, and the Blue Cash Preferred® Card from American Express is Missing	Earn $ Bonus Cash Back You'll get higher rewards just for purchasing through Member Deals, free shipping from certain retailers, exclusive offers and other The main benefit of choosing a cash-back card is that it's supposed to be simpler than, say, airline, hotel and luxury travel cards. Don't discount the Get access to more benefits. Unlock perks with a U.S. Bank Smartly® Checking account and credit card – like exclusive cash-back deals, checking

Exclusive cash back - Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best Best overall cash back card: Wells Fargo Active Cash® Card; Best cash back card for those who want the most value: Chase Freedom Unlimited Why It's One of the Most Exclusive Credit Cards: The most exclusive credit card Cash Back · Gas · Airline · Hotel · All Rewards; By Credit Score; Excellent The best cash back cards on the market offer high cash back rates and flexible reward categories, letting you earn anywhere from 1 percent to 6

A card without a bonus could still be the right one for you. And some do. If a cash-back card has an annual fee, it has to be so good that it easily makes back that fee every year. Think of it as a reduction in your annual cash-back total.

One way to compare the monetary value of cards is to examine them over three years, using the factors above. Figure your annual cash back on a card for three years, add any sign-up bonus and subtract three years of annual fee. Consider how complicated one card is versus another.

That will mostly be decided by the type of card — flat-rate cards are easier to use than bonus-category cards. But cards in the same category can offer different hassles. For example, some cards with excellent cash-back rates come from credit unions. In applying, are you willing to join a credit union?

Related articles. Which cash back credit cards offer a sign-up bonus? A multi-card strategy allows you to earn more cash back by using two or more cards together. Bonus-category card s to earn accelerated cash back on certain purchases.

In choosing cards, the advice is the same. Pick bonus-category cards based on where you spend a lot of money and cash-back rates. Then, choose a flat-rate card for all other spending. Terms apply. Terms Apply.

Sign-up bonus: INTRO OFFER: Unlimited Cashback Match for all new cardmembers — only from Discover. If you want cards from the same issuer — so you can see your accounts on a single app or webpage:. The Chase Freedom Unlimited® earns at least 1. Citi Double Cash® Card : Which is better for you?

Some cards technically earn points that can be used as cash back. We generally consider them to be cash-back cards if you can redeem points for 1 cent each. Use your card the right way to get the most out of it. To rack up the most rewards, use the card for everyday purchases and pay your bill in full every month.

On a similar note Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Credit Cards. How to Choose a Cash-Back Credit Card. Follow the writer. MORE LIKE THIS Credit Cards Cash Back Credit Cards Credit Card Basics. Be sure cash back is right for you.

Pros of cash-back cards. A deposit into your bank account. A mailed check. Who doesn't want to be rewarded? Create a NerdWallet account for personalized recommendations, and find the card that rewards you the most for your spending.

GET STARTED. Cons of cash-back cards. Decide which type of cash-back card you want. Cheat sheet for choosing a cash-back card type. Flat-rate credit cards. NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.

Apply Now. Read Review. Unlimited cash back. Lower sign-up bonus, if any. Bonus-category credit cards. Fixed categories. Changing categories. More likely to have a sign-up bonus. Narrow your list. Cash-value considerations.

Reward rates and category spending. Flat-rate cards: At least 1. New-cardholder bonus. Annual fee. Other considerations. Optional: Choose cash-back cards for a multi-card strategy. Credit Cards Shop Credit Cards. Balance Transfer Cards. Reward Cards. Travel Cards. Cash Back Cards.

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