Earn 5x Membership Rewards points on airfare booked through AmexTravel. com, and 1x points on all other purchases. and international locations , Priority Pass upon enrollment, Escape Lounges — The Centurion Studio Partner , Plaza Premium Lounges , select Virgin Clubhouses , select Lufthansa Lounges when flying with Lufthansa Group the same day, and Delta Sky Clubs when flying with Delta the same day.

airline that you enroll in. The card also has an assortment of other perks, too. What makes this card so special is its immense luxury travel and shopping perks enrollment required :.

As you can imagine, the Amex Platinum card comes with state-of-the-art travel insurance , purchase protection, extended warranty, cell phone insurance , and, of course, no preset spending limit , which means your spending limit is flexible.

Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history. Hot Tip: Find out if you have the credit score required for an Amex Platinum card by reading our guide. Amex Membership Rewards points are the most valuable transferrable currency available.

We value these points at 2. You can use Amex points for cash-back , statement credits, charitable donations , travel booked through AmexTravel.

com, gift cards, online shopping, and more. But our favorite way to use Amex points is for luxury travel when leveraging the Amex transfer partners.

We like that cardholders can earn big when using Capital One Travel as hotels and rental car purchases earn 10x Capital One miles and 5x miles on flights booked via the portal. The earnings continue with 2x miles on all other eligible purchases.

Hot Tip: See how this card goes head-to-head with other premium credit cards in our articles comparing the Capital One Venture X card vs. Chase Sapphire Reserve ® and Capital One Venture X card vs. Amex Platinum card.

We value Capital One miles at 1. However, this card replaces some of the flashy benefits with elevated points earning, making it better for customers who need a card that offers both premium benefits and great points earning. To start with, the Chase Sapphire Reserve card almost always comes with a sizable welcome bonus.

But where this card shines is in the realm of rewards:. This will get you a redemption value of 1. Lastly, the Chase Sapphire Reserve card has no foreign transaction fees, purchase protection , and extended warranty. Chase Ultimate Rewards points are some of the most valuable points in the world.

We value them at 2 cents per point, as you can get better value if you transfer points to one of the Chase transfer partners for award travel. Other ways to redeem your points include travel booked through the Ultimate Rewards travel portal at a 1.

The current public offer is 60, points. This targeted offer was independently researched and may not be available to all applicants. One of our favorite cards, the Amex Gold card offers amazing rewards with an exceptional welcome bonus. Earning 4x points translates to a return on spending of 8.

With this card, you can book stays at The Hotel Collection , too. There are also no foreign transaction fees, no additional annual fees for authorized users , purchase protection, extended warranty, and no preset spending limit rates and fees. The Delta Reserve card is one of the most valuable premium airline credit cards.

To start with, the welcome offer will definitely accelerate your points earning. Here is the accrual structure:. Lastly, there are a few non-Delta perks, like the Global Entry or TSA PreCheck application fee credit, travel insurance, purchase protection, extended warranty, cell phone insurance, and no foreign transaction fees rates and fees.

According to our valuation of Delta SkyMiles of 1. Bottom Line: You should only consider a premium airline credit card if you are loyal to a specific U.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits! The Business Platinum Card ® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

The current public offer is , points. The American Express ® Business Gold Card is excellent at racking up rewards for your business spend. With no need to opt-in or preselect your categories, so you can focus on what matters most — running your business.

The Ink Business Preferred ® Credit Card is a powerhouse for earning lots of points from your business purchases , especially for business owners that spend regularly on ads. Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.

Business owners will also love the protections the card provides like excellent cell phone insurance , rental car insurance, purchase protection, and more.

The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks. Information collected independently. Not reviewed by Capital One. The Capital One Venture X Business card is a great all-around premium rewards card that helps you rack up miles on all of your business expenses.

From 2x miles on all purchases, airport lounge access, an annual travel credit, complimentary employee cards, and more, there is plenty to love about the Capital One Venture X Business card. Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

The Delta SkyMiles ® Reserve Business American Express Card is a premium card option for small business owners who are both frequent travelers and Delta loyalists. While the annual fee may be steep, the card comes loaded with perks and benefits that all frequent Delta flyers are sure to love.

Delta SkyMiles Frequent Flyer Program. The United Club Business card is a great option for frequent United flyers looking for United Club access. From free checked bags to upgrades on award tickets and the ability to earn Premier qualifying points, there is plenty to the United Club Business card that United flyers are sure to love.

Our favorite premium and luxury business card is the Amex Business Platinum card , which is the business version of the Amex Platinum card. Notably, the 2 cards have different perks and rewards structures. Check out these extra luxury travel perks :. The Amex Business Platinum card boasts cell phone protection, purchase protection, extended warranty, and no foreign transaction fees rates and fees.

The current public offer is 70, points. The Amex Business Gold card is a step down from the Amex Business Platinum card, but it can actually be the better choice for the right person.

That 4x points structure is approximately equal to an 8. com and 1x points on all other purchases. One of our favorite business credit cards is the Ink Business Preferred card , which is issued by Chase.

Despite having a mild annual fee, it offers some incredible rewards that are second to none. In addition, you can earn 5x points on Lyft purchases through March 31, All other purchases will earn 1x points.

Other easy ways to maximize this card include the fantastic cell phone protection plan, purchase protection, extended warranty, no-additional fee employee cards, and no foreign transaction fees. As with the personal version of the card, cardholders of the Capital One Venture X Business card Information collected independently.

earn 10x miles on hotels and rental cars purchases through Capital One Travel, and 5x miles on flights booked via Capital One Travel. These are in addition to perks like airport lounge access, a Global Entry or TSA PreCheck application fee credit, rental car insurance, cell phone protection, trip delay insurance, free employee cards, and more.

Much like the Delta Reserve card we discussed in the personal cards section above, the Delta Reserve Business card has a series of amazing Delta perks:. This credit card offers an impressive welcome bonus and the ability to earn up to 2x United MileagePlus miles per dollar spent:.

The United Club Business card earns United MileagePlus miles ; according to our valuations of 1. The 2 highest end credit cards are the Centurion ® Card from American Express Amex Black card and the J. Morgan Reserve Credit Card.

Both of these cards are invitation-only and very, very exclusive. Morgan Reserve Card vs. Amex Black Centurion Card. If you are looking for a card that offers the best airport lounge access, then the Amex Platinum card would be the card for you.

If you are a foodie who spends a lot on dining and at supermarkets, then the Amex Gold card would be a better fit. And if you are an optimizer, like many people in the points and miles community, you can also hold multiple cards for multiple purposes.

That depends on what you are looking for in a new credit card! At Upgraded Points, we evaluate the best premium credit cards based on the value the card can offer travelers. The best premium cards should offer great travel and lifestyle benefits. This can include airport lounge access, complimentary elite status, annual statement credits, priority security screening, and discounts.

Even though premium credit cards are primarily about the perks and benefits they offer, you still want to ensure they can help you earn points toward your next vacation.

The welcome offer on a premium credit card is usually quite generous, which will help kickstart future award redemptions. Given that welcome bonuses are a one-time bonus and can be lucrative, they are a factor in evaluating cards.

Most premium credit cards have rather large annual fees, so we take these into account as well. We like to prioritize cards with flexible redemption options and access to transfer partners, as these cards usually offer multiple great options to get great value out of your points.

For most travelers, a general travel credit card like the Amex Platinum card, Capital One Venture X card, or Chase Sapphire Reserve card may be the best option. These cards provide great returns on everyday spending and excellent benefits like lounge access across multiple lounge networks and car rental status.

However, those who regularly fly a specific airline for work may prefer a premium airline credit card, like those offered by Delta. These cards can help you achieve airline status faster and will give you access to domestic airline lounges when flying on your preferred airline.

This is especially important when you consider that Priority Pass has limited options when traveling domestically. We showed you the best premium travel credit cards on the market. Picking a card from this list depends on what you value the most in your travel experience — but a general premium travel credit card is best for most travelers.

These cards provide the widest range of benefits and will reward you for spending in certain categories. But now we want to hear from you.

What premium travel credit cards do you carry daily? For Capital One products listed on this page, some of the above benefits are provided by Visa ® or Mastercard ® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. Enrollment required through Capital One website or mobile app.

Upon enrollment, eligible cardholders will remain at upgraded status level through December 31, Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process e. at Hertz.

If you prefer a luxury credit card with a flexible travel credit, the Premium Rewards Elite Card is not the best option for you.

Cardholders will receive Priority Pass Select Lounge access. The Premium Rewards Elite Credit Card is essentially a luxury version of the Bank of America® Premium Rewards® Credit Card.

The Premium Rewards card also has the same cash-back rate as the Premium Rewards Elite Card: 2 points for every dollar spent on travel and dining purchases and 1.

In other words, the majors benefits of the Premium Rewards Elite card over the Premium Rewards card are the airline incidental and lifestyle credits, so if those credits aren't worth much to you, you might consider the Premium Rewards Card instead.

You can redeem points for travel, cash back, a statement credit, experiences or gift cards. The real benefit of the Premium Rewards Elite Card is for Preferred Rewards Program members. Here's how the additional cash-back breaks down by tier:. BoA announced that it would be creating more tiers of the Preferred Rewards Program.

Diamond and Diamond Honors tiers will also receive a higher interest rate on Bank of America Advantage Savings accounts and a reduced annual fee for Merrill Guided Investing accounts. For Platinum Honors tier members and above can earn 3.

If you're looking for a new premium travel credit card, the Premium Rewards Elite Card pales in comparison to many of the other luxury cards available on the market, especially because of the airline incidental credit's limited use and the lack of airline and hotel reward loyalty transfer options for Bank of America rewards points.

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Information about the Bank of America® Premium Rewards® Elite credit card, Bank of America® Premium Rewards® Credit Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication. Skip Navigation. Cash Back Cards.

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The best premium credit cards on this list are — the Sapphire Reserve, the Amex Platinum and the Venture X — as they've earned their spots Best luxury and premium cards · Dining out and restaurants: American Express® Gold Card · Best for redemption bonus: Chase Sapphire Reserve® · Best for flights Best Premium Credit Cards · Chase Sapphire Reserve® · Capital One Venture X Rewards Credit Card · Hilton Honors Aspire Card from American

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The Premium Rewards Elite Credit Card, which launched on November 22, has a $ annual fee and offers 2X points on travel and dining and X points on all However, there's a way to earn even more with the Bank of America® Premium Rewards® credit card. With this card, you can earn an unlimited % The best premium credit cards on this list are — the Sapphire Reserve, the Amex Platinum and the Venture X — as they've earned their spots: Premium rewards cards

Here is the credit score protection structure:. Fewards are redards of rewards credit cards to Premium rewards cards from—but which is the best card for you depend on a few things:. The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block. com and 1x points on all other purchases. Johnson Arrow Right Author, Award-Winning Writer.	But our favorite way to use Amex points is for luxury travel when leveraging the Amex transfer partners. Underwritten by New Hampshire Insurance Company, an AIG Company. As with the personal version of the card, cardholders of the Capital One Venture X Business card Information collected independently. You may need to pay to add authorized if you aren't spending enough on your card to earn guest privileges. While the annual fee may be steep, the card comes loaded with perks and benefits that all frequent Delta flyers are sure to love. Johnson Arrow Right Author, Award-Winning Writer.	The best premium credit cards on this list are — the Sapphire Reserve, the Amex Platinum and the Venture X — as they've earned their spots Best luxury and premium cards · Dining out and restaurants: American Express® Gold Card · Best for redemption bonus: Chase Sapphire Reserve® · Best for flights Best Premium Credit Cards · Chase Sapphire Reserve® · Capital One Venture X Rewards Credit Card · Hilton Honors Aspire Card from American	Best Premium Credit Cards · Chase Sapphire Reserve® · Capital One Venture X Rewards Credit Card · Hilton Honors Aspire Card from American Insurance and Warranties · Enjoy access to unique experiences across the globe with Priceless® Cities, exclusive for Mastercard cardholders. · Let Priority Pass Delta SkyMiles® Reserve American Express Card: $4, Total Benefit Value. Here's why: The Delta SkyMiles® Reserve American Express Card tops	Bank of America's Premium Rewards® credit card earns unlimited points, up to $ in travel statement credits, and a bonus points offer. Learn more Chase Sapphire Reserve®: Best for Overall premium card ; The Platinum Card® from American Express: Best for Luxury travel perks ; Capital One Shop premium credit cards and compare elite-level welcome bonuses, travel benefits, rewards programs and high-end luxury perks. Find the best premium card
Our opinions are our own. Monthly wireless Prdmium service charges Loan term options directly from a rewarcs Premium rewards cards reeards provider cardx the U. The Platinum Card® from American Express comes with a hefty annual fee, but travelers who like to go in style and aren't afraid to pay for comfort can more than get their money's worth. We value Capital One miles at 1. Notably, there are no hotel transfer partners for Citi. The 2 highest end credit cards are the Centurion ® Card from American Express Amex Black card and the J.	Skip to main content warning-icon. And you can convert these points to 16 airline and hotel currencies including Turkish Airlines, JetBlue, and Wyndham. As you can imagine, the Amex Platinum card comes with state-of-the-art travel insurance , purchase protection, extended warranty, cell phone insurance , and, of course, no preset spending limit , which means your spending limit is flexible. Learn more about Preferred Rewards. Home Insurance. Those who want access to more lounges and travel perks like hotel status may value a card like The Platinum Card ® from American Express , while those that value points-earning should compare the other cards and pick the card with bonus categories that best match their everyday spending habits.	The best premium credit cards on this list are — the Sapphire Reserve, the Amex Platinum and the Venture X — as they've earned their spots Best luxury and premium cards · Dining out and restaurants: American Express® Gold Card · Best for redemption bonus: Chase Sapphire Reserve® · Best for flights Best Premium Credit Cards · Chase Sapphire Reserve® · Capital One Venture X Rewards Credit Card · Hilton Honors Aspire Card from American	Best Premium Credit Cards · Chase Sapphire Reserve® · Capital One Venture X Rewards Credit Card · Hilton Honors Aspire Card from American The Bank of America Premium Rewards Card is a simple travel rewards option. Learn about its benefits — and how to use them Bank of America's Premium Rewards® credit card earns unlimited points, up to $ in travel statement credits, and a bonus points offer. Learn more	The best premium credit cards on this list are — the Sapphire Reserve, the Amex Platinum and the Venture X — as they've earned their spots Best luxury and premium cards · Dining out and restaurants: American Express® Gold Card · Best for redemption bonus: Chase Sapphire Reserve® · Best for flights Best Premium Credit Cards · Chase Sapphire Reserve® · Capital One Venture X Rewards Credit Card · Hilton Honors Aspire Card from American
If you consider yourself a foodie, the American Premium rewards cards Gold Cafds could be the ideal Debt consolidation strategies card crds you. Government loan application you travel or stay with rewardd of the rewatds airlines Premium rewards cards hotels, acrds can be a good way to take advantage of loyalty programs and redeem points directly for even more value. The Capital One Venture X Rewards Credit Card is Capital One's first foray into the premium travel credit card space. Our final picks are weighted heavily toward the highest five-year returns, since it's generally wise to hold onto a credit card for years. The following travel cards also offer rental car coverage. Auto Insurance. Visit americanexpress.	Coverage is offered through American Express Travel Related Services Company, Inc. Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards. Learn more. You have to pay for your common carrier travel with your credit card in order to qualify. Complimentary access into Delta Sky Club, plus four Delta Sky Club one-time guest passes each year. Interested in adding a new tool to your financial utility belt? The Business Platinum Card ® from American Express This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!	The best premium credit cards on this list are — the Sapphire Reserve, the Amex Platinum and the Venture X — as they've earned their spots Best luxury and premium cards · Dining out and restaurants: American Express® Gold Card · Best for redemption bonus: Chase Sapphire Reserve® · Best for flights Best Premium Credit Cards · Chase Sapphire Reserve® · Capital One Venture X Rewards Credit Card · Hilton Honors Aspire Card from American	If you're looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve is one of the best options out there. The card Citi Premier® Card. Points and miles. Earn 60, bonus ThankYou® Points after you spend $4, in purchases within the first 3 months of account opening The Best Premium Travel Credit Cards · MY TOP PICK: Chase Sapphire Reserve® · The Platinum Card® from American Express · Capital One Venture X	To choose a premium travel credit card, prioritize which benefits you value most and whittle down your options from there The best premium travel credit card is the Capital One Venture Rewards Credit Card (see Rates & Fees). The card offers a Global Entry or TSA PreCheck fee credit Earn unlimited points with flexible rewards. Earn unlimited 2 points for every dollar spent on travel and dining purchases and unlimited points per dollar