For example, by having a Chase Freedom Flex, Chase Freedom Unlimited and a Chase Sapphire card, you can use the Chase Trifecta 's bonus categories to maximize rewards. Americans are starting off by breaking records, though not the kind we should celebrate.

Credit card delinquency remains low, according to the Fed, but carrying a balance for any length of time usually means people are paying more for their purchases than the purchase price. Pay your balances in full and on time at the end of each statement period to avoid carrying interest on your account.

This could help you move towards using your cards as a financial tool and not a crutch. When evaluating the best cash back cards, we consider a mix of factors, including how cards score in our proprietary card rating system and whether cards offer features that fit the priorities of a diverse group of cardholders, from earning rewards in popular categories to scoring a large sign-up bonus or high-value perks.

Whenever possible, we also feature cards that are available at various credit levels and price points. In other words, we assess whether the card earns rewards at a high rate in the most popular spending categories.

We also estimate the redemption value of points or miles from various rewards programs. With these calculations complete, we assign each card a score based on how its average rewards earnings, sign-up bonus value, rewards rate and redemption value stack up against other rewards cards.

The better these values, the higher its score will be, making it more worthy of inclusion in our list and increasing its potential ranking. We also score cards based on how much it costs to keep them in your wallet or carry a balance. To start, each card is scored based on whether it offers an intro APR and how its ongoing APR compares to the rates available on other rewards cards.

Cards with an annual fee will always be at a slight disadvantage in our scoring system since annual fees inherently cut into your rewards value.

However, if a card offers terrific value via its ongoing rewards and perks, it can earn a high score and a spot in our list even if it carries a high annual fee.

After all, the highest rewards rates and most valuable perks are often found on cards with annual fees. With this in mind, we rate a card based primarily on how its ongoing rewards value and ongoing perk value such as annual credits or bonuses stack up against those of other cards in the category when you subtract annual fees.

That said, we strive to include as many no-annual-fee options in our list as possible since many people would rather not worry about offsetting fees, even if a card carries impressive rewards and perks. Rewards cards may make it easy to earn a lot of points, miles or cash back, but how easy is it to use those rewards?

Flexibility factors include whether a card only allows you to earn a high rewards rate on only a small amount of spending or requires you to meet a certain earning threshold before you can redeem rewards. We also examine whether your points are worth less when you opt for some redemption options over others and whether a card gives you the flexibility to transfer rewards to travel partners.

In evaluating the best cards, we tend to favor cards that offer at least Tier 3 benefits, unless they include other unique features that could make up for less-impressive perks. Have more questions for our credit cards editors?

Feel free to send us an email , find us on Facebook , or Tweet us Bankrate. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

The card details have not been reviewed or approved by the card issuer. The right credit card for you will depend on your spending habits and the perks that matter most to you. Travel cards are great for people who know they want to redeem rewards for travel expenses like airline and hotel bookings.

Travel cards also make sense if you want perks like hotel or airline elite status, free checked bags , free hotel stays or airport lounge access. But even some of the best travel credit cards for beginners charge an annual fee, and the fee for premium travel cards that offer luxury perks can be quite high.

Cash back cards can be simpler to use and offer more flexibility in how you can earn and redeem rewards, with some allowing you to use rewards for cash back, travel spending and more.

You may not receive cold, hard cash, but issuers offer redemption options like a direct deposit into a checking account, mailed checks, statement credits or gift cards. Perhaps the closest you can get to redeeming rewards for physical cash is through a Wells Fargo card that allows you to redeem for cash withdrawals at eligible ATMs.

It depends on how you plan to redeem your rewards. If you plan to deposit your cash rewards into a high-yield savings account, it's best to redeem often so that you don't lose out on interest.

However, if you prefer to use your rewards for travel, you might save up your rewards to help cut future travel costs. In fact, your cash back might be worth more if you redeem through an issuer's travel portal , like Chase Ultimate Rewards.

To maximize your earnings, check your issuer's redemption options and be strategic in how and when you redeem. Flat-rate cards do not require any pre-planning, which is great. You buy what you buy and earn cash back at the same rate for everything.

To make the most of cash back cards that have rotating categories, however, you have to pay a bit more attention. For example, if a card offers 5 percent cash back at Amazon in Q4, you may consider doing most of your holiday shopping through that site.

I like to have both a flat-rate and rotating cash back card in my wallet — particularly a flat-rate card that earns at a higher rate usually 1. I have found the most difficult part of maximizing rotating category cash-back cards is keeping track of which categories are currently earning bonus cash back.

Setting reminders and keeping a rewards calendar helps, especially if you have multiple cards of each type. Of course, you also want to make sure you are putting the right expense on the right card to maximize the rewards. Every reasonable effort has been made to maintain accurate information.

However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Apply for a credit card with confidence. When you find your odds, you get:. A personalized list of cards ranked by likelihood of approval.

No credit hits. Your personal information and data are protected with bit encryption. That means:. All of your personal information is protected with bit encryption.

Your financial information, like annual income and employment status, helps us better understand your credit profile and provide more accurate approval odds.

Your financial information, like annual income and employment status, helps us better understand your credit profile.

Having a clearer picture of your credit profile will help us ensure that your approval odds are as accurate as possible. Your answer should account for all personal income, including salary, part-time pay, retirement, investments and rental properties. You do not need to include alimony, child support, or separate maintenance income unless you want to have it considerd as a basis for repaying a loan.

Knowing your rent or mortgage payments helps us calculate your debt-to-income ratio DTI which is your monthly debt payments divided by your pre-tax monthly income. Why does DTI matter?

We need the last four digits of your social security number to run a soft credit pull. We need the last four digits of your Social Security number to run a soft credit pull.

This helps us locate your profile and identify cards that you may qualify for. Your information is protected by bit encryption. A soft credit pull will not affect your credit score. Last step! Once you enter your email and agree to terms:. Your approval odds will be calculated.

A personalized list of cards ranked by order of approval will appear. Your odds will display on each card tile.

Enter your email address to activate your approval odds and get updates about future card offers. You instruct Us to do this each time you return to our sites to view product offerings and up to once per month so you can be provided up-to-date results.

You understand that this is not an application for credit and CardMatch offers and Approval Odds do not guarantee you will be approved for a partner offer. To apply for a product you will need to submit an application directly with that provider.

Seeing your results won't hurt your credit score. Applying for a product may impact your score. See partner for complete product terms. Show less. This often happens when the information that's provided is incorrect. Please try entering your full information again to view your approval odds.

Before you apply You get:. Access to special card offers from top issuers in our network. You can check out other cards that are a better fit.

Credit Cards Cash Back Advertiser Disclosure Advertiser Disclosure Bankrate. Steve Dashiell. Written by Steve Dashiell Arrow Right Editor, Credit cards. Nouri Zarrugh. Edited by Nouri Zarrugh Arrow Right Senior Editor, Credit Cards. Jason Steele.

Reviewed by Jason Steele Arrow Right Former contributor, Credit Cards. Credit Card Search View card list Menu List Table of contents Why choose Bankrate Caret Down User We helped over , users compare cash back cards in Circle Check We valued and compared over 50 cash back programs.

Lightbulb Over 47 years of experience helping people make smart financial decisions. The Bankrate Promise. User We helped over , users compare cash back cards in Why choose Bankrate The Bankrate Promise.

The Bankrate Promise At Bankrate we strive to help you make smarter financial decisions. View card list Collapse Caret Up. Table of contents Collapse Caret Up. Increase your odds of finding the perfect card. Increase your odds of finding the perfect card 1 in 3 people w ho try approval odds find a card they like.

See your approval odds. Featured cash back Card. Apply now Lock on Wells Fargo's secure site. Wells Fargo Active Cash® Card Wells Fargo Active Cash® Card.

Rating: 4. Bankrate review. appOddsOn { aoProduct. Apply now Lock. Intro offer. Annual fee. Regular APR. Pros This card offers one of the highest flat cash rewards rates available for a no-annual-fee card. In addition to a lengthy intro APR, you can also take advantage of varied redemption options like redeeming cash rewards at a Wells Fargo ATM.

The 3 percent foreign transaction fee could eat into cash rewards if you use this card abroad. Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions.

No categories to track or remember and cash rewards don't expire as long as your account remains open. Bank of America® Customized Cash Rewards credit card Bank of America® Customized Cash Rewards credit card. Apply now Lock on Bank of America's secure site. Pros You can swap your choice category once per calendar month to maximize rewards based on your spending habits.

Cons The spending cap on your highest earning categories could hamper your earning potential. It carries a high sign-up bonus spending requirement twice as high as some rivals in the cash back card category.

That means you could earn 3. Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Best for restaurants. Capital One SavorOne Cash Rewards Credit Card Capital One SavorOne Cash Rewards Credit Card. Rating: 5 stars out of 5. Apply now Lock on Capital One's secure site. Pros You can earn additional bonus rewards for purchases made through the Capital One Entertainment and Travel portals.

With no spending caps, your earnings are unlimited. Cons Beware of redeeming cash rewards on Amazon. Its ongoing APR is on the high side and could prove pricey if you tend to carry a balance.

Citi Double Cash® Card Citi Double Cash® Card. Apply now Lock on Citi's secure site. Pros If you pair this card with the Citi Premier® Card, you can transfer points to airline and hotel partners and potentially enjoy a higher redemption value. You don't have to keep track of spending category restrictions or rotating categories.

Cons You could earn more with a card that offers a higher rewards rate in your biggest spending categories. After that, the variable APR will be Balance Transfers do not earn cash back.

Intro APR does not apply to purchases. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance including balance transfers by the due date each month.

Best for groceries. Blue Cash Preferred® Card from American Express Blue Cash Preferred® Card from American Express. Apply now Lock on American Express's secure site.

Cons Purchases at wholesale clubs, superstores like Walmart , and specialty stores bakeries, farmers markets, etc. supermarket bonus category and only earn 1 percent back. You can only redeem cash rewards as a statement credit, so you don't have much flexibility in redemption options.

Plans created after that will have a monthly plan fee up to 1. After that, your APR will be a variable APR of Variable APRs will not exceed gas stations.

Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon. com checkout. com with your Blue Cash Preferred® Card.

Enrollment required. Terms Apply. Bank of America® Unlimited Cash Rewards credit card Bank of America® Unlimited Cash Rewards credit card. Rating: 3. Rewards details Caret Down 1. The card offers additional features with its intro APR on purchases and balance transfers.

Cons This card is light on benefits and perks compared to other cash back cards. That means you could earn 1. No annual fee. Citi Custom Cash® Card Citi Custom Cash® Card. You likely won't miss out on cash back rewards because you can earn in popular categories like gas and groceries, in addition to more select picks like fitness clubs and live entertainment.

You may need to pair this card with another rewards card since you only earn the elevated cash back rate in one eligible category per month. No rotating bonus categories to sign up for — as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.

No Annual Fee Citi will only issue one Citi Custom Cash® Card account per person. Capital One Quicksilver Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card. Terms apply 1. The sign-up bonus has one of the lowest spend requirements around, so it's easy to attain.

Take this card abroad without having to worry about foreign transaction fees. Cons Other cards on the market offer a higher flat cash back rate, with several offering 2 percent back or more. A few no-annual-fee cash back cards offer longer intro APR periods on both purchases and balance transfers.

Discover it® Cash Back Discover it® Cash Back. Apply now Lock on Discover's secure site. Pros Discover matches the cash back you earn at the end of the first year — potentially more valuable than the average no-annual-fee card bonus.

Redeem your rewards for cash at any time. Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data.

Then Terms and conditions apply. Upgrade Cash Rewards Elite Visa® Upgrade Cash Rewards Elite Visa®. Apply now Lock on Upgrade's secure site. Rewards details Caret Down 2. Cons The high-end APR range is much higher than the average card APR and could prove costly if you end up carrying a balance.

If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions. BEST FOR LOW APR.

USAA Preferred Cash Rewards Credit Card USAA Preferred Cash Rewards Credit Card. Apply now Lock on USAA's secure site. Pros You don't have to worry about a complicated rewards program or rotating categories.

A flat rewards rate makes earning cash back simple and straightforward. It charges no foreign transaction fees and comes with a few key travel protections, making it an especially great companion for USAA members who live or frequently travel abroad.

Several competing cash back cards offer a higher flat rewards rate — 2 percent back or higher — while still charging no annual fee. Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.

After this time, the variable regular APR of Cash back rewards never expire. Redeem cash back your way, on your schedule.

No foreign transaction fees. See Rates and Fees for details. Card name Best for Cash back highlights Welcome offer Annual fee.

Unsorted Caret Caret Up Caret Down. Bankrate review score. Wells Fargo Active Cash® Card. Bank of America® Customized Cash Rewards credit card. Capital One SavorOne Cash Rewards Credit Card. Citi Double Cash® Card. Blue Cash Preferred® Card from American Express.

Bank of America® Unlimited Cash Rewards credit card. Citi Custom Cash® Card. Capital One Quicksilver Cash Rewards Credit Card. Discover it® Cash Back.

Intro Offer: Cashback Match Intro Offer: Unlimited Cashback Match for all new cardmembers — only from Discover. Upgrade Cash Rewards Elite Visa®. USAA Preferred Cash Rewards Credit Card. Show 6 more rows.

On This Page Compare our top cards What is a cash back credit card? Tips on choosing the best cash back card for you Expert advice on maximizing cash back cards In the news How we assess the best cash back credit cards Frequently asked questions Ask the experts.

A closer look at our top cash back cards. select this. from parent. Simplicity seekers and people planning to make a large purchase. Even better is the fact that you can change your pick once per calendar month to match your spending habits. People looking for flexibility.

If you want the freedom to choose and change your bonus rewards category, this card is a great option. Heavy spenders may earn more with a card that offers an unlimited flat rate on all purchases, such as the Citi Double Cash Card.

Capital One SavorOne Cash Rewards Credit Card Best for dining and entertainment rewards. Learn more: Why expert Ana Cvetkovic loves the Capital One SavorOne Card. Read our Citi Double Cash Card review or jump back to offer details.

Blue Cash Preferred® Card from American Express Best for grocery rewards. Few cash back cards offer rates as high as this card, much less in a rewards category as valuable as U. If groceries are your top spend every month, the Citi Custom Cash Card could also earn significant cash back in this category without the annual fee.

Pair it with another cash back card to help you score as much or more cash back on other everyday essentials like gas and dining. Learn more: Amex Blue Cash Preferred benefits guide.

Read our Blue Cash Preferred Card from American Express review or jump back to offer details. Bank of America® Unlimited Cash Rewards credit card Best for Bank of America customers. Citi Custom Cash® Card Best for automatic bonus category. There are 10 eligible bonus categories to choose from and many of them conveniently fit into a cash back or rewards strategy.

Learn more: Is the Citi Custom Cash worth it? Read our full Citi Custom Cash Card review or jump back to offer details. Capital One Quicksilver Cash Rewards Credit Card Best for 1.

Cash back beginners. With a flat rate and no annual fee, this card is a solid low-maintenance option for someone just getting started earning cash back rewards. Learn more: Is Capital One Quicksilver Worth It?

Read our Capital One Quicksilver Cash Rewards Credit Card review or jump back to offer details. Discover it® Cash Back Best for rotating cash back categories. Learn more: Guide to the Discover cash back calendar. Read our Discover it® Cash Back review or jump back to offer details.

Upgrade Cash Rewards Elite Visa® Best for personal loan alternative. Every time you make a payment, you earn one of the highest flat cash back rates on the market. It also charges fewer fees than the typical credit card and comes with a sign-up bonus not always found on flat-rate cash back cards. You may want to consider a card that offers cash back and an intro APR for new purchases.

The Discover it® Cash Back allows you to do just that, so you can finance a large purchase while racking in rewards. Learn more: Is the Upgrade Cash Rewards Elite Visa worth it? Read our Upgrade Cash Rewards Elite Visa card review or jump back to offer details. USAA Preferred Cash Rewards Credit Card Best for USAA members.

USAA members looking for a simple flat-rate cash back card. A few cards also have a high rewards rate in travel and other everyday categories. For instance, the Capital One SavorOne Cash Rewards card earns bonus rewards on Capital One travel and in several popular everyday categories.

Learn more: Why expert Margaret Wack chose the Chase Freedom Unlimited card. Read our Chase Freedom Unlimited review. Capital One QuicksilverOne Cash Rewards Credit Card Best for fair credit.

Learn more: Compare Capital One QuicksilverOne vs. Some cash back cards offer sign-up bonuses as well, but they tend to be modest when compared with points-based cards. Cash back cards often offer a couple of ways to redeem your cash, such as statement credits or checks.

The beauty of cash is that it can be used for anything. Another nice thing about cash back cards is that they tend to have low or no annual fees. Cash back cards also tend to be easier to use.

For the most part, cash back is just cash back. There are two main types of points cards. The second type of points cards are co-branded with a particular hotel or airline, like World Of Hyatt Credit Card.

Like cash back cards, points cards often offer bonus points for certain spending categories. But points cards tend to offer higher sign-up bonuses than cash back cards. The biggest advantage of points is that they can be worth more than cash when you use them to book travel.

For example, when redeemed through the World of Hyatt® loyalty program, each point is estimated to be worth up to 1. Another thing worth pointing out is that some general points cards allow cardholders to transfer points to hotel and airline travel partners.

Another advantage to points cards is that they often offer additional benefits. For instance, hotel cards may offer one or more free reward nights per year.

And some airline cards may offer free checked bags, seat upgrades or other benefits. And general points cards may offer extra perks like access to airport lounges or travel credits.

While points cards can offer great value, they can also be expensive to carry. Some of the best points cards come with hefty annual fees. Frequent travelers often take great joy in maximizing their redemptions and taking full advantage of travel-related perks.

Otherwise, a points card that allows you to redeem with many different merchants will provide more redemption flexibility. But the best choice when it comes to cash back vs. points may be to find a card that offers both. Several cards that offer points will allow you to redeem them for cash.

Ultimately, the right type of rewards card for you depends on your spending habits, budget and preferences.

Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily

Cash back comparisons - We helped over , users compare cash back cards in We valued and compared over 50 cash back programs. Over 47 years of experience Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily

The benefit of this is that you can have more flexibility when it comes to using the rewards. Know, though, that whether a cash-back credit card is the absolute best option for you ultimately depends on your spending patterns and the goals you have for your credit card rewards.

When you charge a purchase to your cash-back credit card, you earn rewards based on the percentage of cash back your card awards in that purchase category. You are then able to cash out your rewards via options such as a statement credit, a check, a deposit in your checking account, etc.

They want you to use them frequently so they can make money off of interchange fees charged to the retailers and potential interest fees. Having the card provide you a reward for using it in the form of cash back is a way for the card issuer to encourage you to select that card over the others in your wallet when it comes time to make a purchase.

The one that will result in the most cash back for you depends on your spending patterns and what other cards you already have in your wallet. Typically, cash-back rewards do not expire as long as your card remains open and in good standing.

However, you should check the terms and conditions of your specific cash-back card to know the circumstances under which your cash-back rewards could expire or otherwise be forfeited.

While you should always consult an accountant for specific tax advice, rewards earned from purchases on your credit cards usually are not taxable, as they are considered purchase rebates. That said, if you get cash back from something other than a purchase such as for referring a friend to the card , that may be considered taxable.

Essentially, yes. No one from the bank is likely to walk up and hand you some crisp bills after using your cash-back credit card, but you will earn cash back in the form of a statement credit, a deposit in your bank account, a check or another method.

Skip to content. Advertiser disclosure. Credit Cards. By Summer Hull. Summer Hull Director of Content.

Summer Hull has been covering and using travel tips, rewards credit cards and loyalty programs for over a decade. She has flown close to a million miles, often on points and miles and with her family in tow.

and Christina Ly. Christina Ly Credit Cards Writer. Christina Ly is a writer at TPG. She has covered credit cards and personal finance topics since joining the team in Edited by Madison Blancaflor.

Madison Blancaflor Senior Editor, Content Operations. Madison Blancaflor is the senior content operations editor at TPG. She focuses on helping TPG's broader editorial team bring news, features and advice to readers. She has nearly six years of experience covering the credit cards and travel industries.

Reviewed by Stanley Sanford. Stanley Sanford Senior Compliance Associate. Senior compliance associate Stanley Sanford has years of compliance experience in the credit card industry dating back to He's reviewed content for several reputable sites, including CreditCards.

com, Bankrate, CNET. and even thepointsguy. com before leading the compliance team for The Points Guy full time in early Updated Feb. At The Points Guy, our goal is to help you maximize your travel experiences while minimizing spending. Our travel and credit cards experts share their own experiences and give honest analyses to help you make decisions that benefit you the most.

While we do receive compensation through our credit card application links, ads, and clearly indicated sponsored content, our editorial content , points valuations and card analysis are entirely our own. Blue Cash Preferred® Card from American Express : Best for gas and supermarkets.

Wells Fargo Active Cash® Card : Best for simple cash-back. Ink Business Unlimited® Credit Card : Best for freelancers. Citi Custom Cash® Card : Best for flexibility. Capital One Spark Cash Plus : Best for business card with unlimited cash back. Citi Double Cash® Card : Best for balance transfers.

Chase Freedom Unlimited® : Best for bonus categories. Capital One Quicksilver Cash Rewards Credit Card : Best for flat-rate cash back.

Capital One SavorOne Cash Rewards Credit Card : Best for entertainment cash back. Ink Business Cash® Credit Card : Best for small businesses. Blue Cash Everyday® Card from American Express : Best for beginner cash back. Browse by card categories Best. No Annual Fee.

BEST FOR GROCERIES AT U. Best for gas and supermarkets. Blue Cash Preferred® Card from American Express. Compare this card. Apply now. at American Express's secure site.

Annual Fee. Regular APR. Recommended Credit Open Credit score description Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It The Blue Cash Preferred Card is one of the best cash-back credit cards on the market. VIEW MORE. Pros This card has one of the best earning structures out for among cash-back credit cards.

The card comes with access to Amex Offers activation required , which can save you even more money on specific purchases. supermarket bonus category, which may not work for those with large grocery budgets.

Plans created after that will have a monthly plan fee up to 1. After that, your APR will be a variable APR of Variable APRs will not exceed streaming subscriptions. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.

com with your Blue Cash Preferred® Card. Enrollment required. Terms Apply. Best for simple cash-back. Wells Fargo Active Cash® Card. at Wells Fargo's secure site. Other cash rewards cards can offer better welcome bonuses.

Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions. No categories to track or remember and cash rewards don't expire as long as your account remains open. Ink Business Unlimited® Credit Card.

at Chase's secure site. Rewards rate 1. Pros No annual fee. Cons High spend to receive sign-up bonus. No conversion to Chase points without holding the Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred.

Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control. Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.

Citi Custom Cash® Card. at Citi's secure site. Pros Choice of bonus category. No annual fee. Cons Cap on bonus earning. Foreign transaction fees. After that, the variable APR will be No rotating bonus categories to sign up for — as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.

No Annual Fee Citi will only issue one Citi Custom Cash® Card account per person. Limited Time Offer. Best for business card with unlimited cash back.

Capital One Spark Cash Plus. at Capital One's secure site. No foreign transaction fees. Best for balance transfers. Citi Double Cash® Card.

To earn cash back, pay at least the minimum due on time. Now that you have the ability to convert rewards to ThankYou points with an eligible card, your redemption options are even more flexible.

A rewards credit card gives you points, miles or cash back on every dollar you spend. Some give you the same rewards on everything — maybe 1. Others pay higher rewards rates in specific categories, making them great for flying on a particular airline or buying gas.

Many rewards cards allow new cardholders to earn a bonus by spending a certain amount of money early on. Otherwise, high interest can easily offset the value of the rewards you earn. A balance transfer offer can help you pay off high-interest debt interest-free.

Student credit cards are designed for college students who are new to credit. Your deposit is usually equal to the credit limit on the card — the more you deposit, the higher your limit.

The deposit is returned to you when the account is upgraded or closed in good standing. CREDIT CARDS CREDIT CARDS SELECT THE CARDS YOU'D LIKE TO COMPARE. Select the cards you'd like to compare Search or browse the categories below.

Search card name Search card name. Recommended Credit Score. Great For. Annual Fee. Bonus Offers. Rewards Rate. Intro APR. Ongoing APR. How to compare credit cards using our side-by-side tool.

Compare cards on these fundamental features. Recommended credit score. Among ways to check your score:. Excellent credit: and above. Good credit: to Fair or average credit: to Poor or bad credit: and below.

Card type. Annual fee. Bonus offer. Rewards rate. Pros and cons. Foreign transaction fees. Enter your email address to activate your approval odds and get updates about future card offers. You instruct Us to do this each time you return to our sites to view product offerings and up to once per month so you can be provided up-to-date results.

You understand that this is not an application for credit and CardMatch offers and Approval Odds do not guarantee you will be approved for a partner offer. To apply for a product you will need to submit an application directly with that provider.

Seeing your results won't hurt your credit score. Applying for a product may impact your score. See partner for complete product terms. Show less. This often happens when the information that's provided is incorrect. Please try entering your full information again to view your approval odds. Before you apply You get:.

Access to special card offers from top issuers in our network. You can check out other cards that are a better fit. Credit Cards Cash Back Advertiser Disclosure Advertiser Disclosure Bankrate. Steve Dashiell. Written by Steve Dashiell Arrow Right Editor, Credit cards.

Nouri Zarrugh. Edited by Nouri Zarrugh Arrow Right Senior Editor, Credit Cards. Jason Steele. Reviewed by Jason Steele Arrow Right Former contributor, Credit Cards. Credit Card Search View card list Menu List Table of contents Why choose Bankrate Caret Down User We helped over , users compare cash back cards in Circle Check We valued and compared over 50 cash back programs.

Lightbulb Over 47 years of experience helping people make smart financial decisions. The Bankrate Promise. User We helped over , users compare cash back cards in Why choose Bankrate The Bankrate Promise. The Bankrate Promise At Bankrate we strive to help you make smarter financial decisions. View card list Collapse Caret Up.

Table of contents Collapse Caret Up. Increase your odds of finding the perfect card. Increase your odds of finding the perfect card 1 in 3 people w ho try approval odds find a card they like. See your approval odds. Featured cash back Card. Apply now Lock on Wells Fargo's secure site.

Wells Fargo Active Cash® Card Wells Fargo Active Cash® Card. Rating: 4. Bankrate review. appOddsOn { aoProduct. Apply now Lock. Intro offer. Annual fee. Regular APR. Pros This card offers one of the highest flat cash rewards rates available for a no-annual-fee card.

In addition to a lengthy intro APR, you can also take advantage of varied redemption options like redeeming cash rewards at a Wells Fargo ATM. The 3 percent foreign transaction fee could eat into cash rewards if you use this card abroad.

Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions. No categories to track or remember and cash rewards don't expire as long as your account remains open.

Bank of America® Customized Cash Rewards credit card Bank of America® Customized Cash Rewards credit card. Apply now Lock on Bank of America's secure site. Pros You can swap your choice category once per calendar month to maximize rewards based on your spending habits.

Cons The spending cap on your highest earning categories could hamper your earning potential. It carries a high sign-up bonus spending requirement twice as high as some rivals in the cash back card category. That means you could earn 3.

Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now. Best for restaurants.

Capital One SavorOne Cash Rewards Credit Card Capital One SavorOne Cash Rewards Credit Card. Rating: 5 stars out of 5. Apply now Lock on Capital One's secure site. Pros You can earn additional bonus rewards for purchases made through the Capital One Entertainment and Travel portals.

With no spending caps, your earnings are unlimited. Cons Beware of redeeming cash rewards on Amazon. Its ongoing APR is on the high side and could prove pricey if you tend to carry a balance.

Citi Double Cash® Card Citi Double Cash® Card. Apply now Lock on Citi's secure site. Pros If you pair this card with the Citi Premier® Card, you can transfer points to airline and hotel partners and potentially enjoy a higher redemption value. You don't have to keep track of spending category restrictions or rotating categories.

Cons You could earn more with a card that offers a higher rewards rate in your biggest spending categories. After that, the variable APR will be Balance Transfers do not earn cash back.

Intro APR does not apply to purchases. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance including balance transfers by the due date each month.

Best for groceries. Blue Cash Preferred® Card from American Express Blue Cash Preferred® Card from American Express. Apply now Lock on American Express's secure site. Cons Purchases at wholesale clubs, superstores like Walmart , and specialty stores bakeries, farmers markets, etc.

supermarket bonus category and only earn 1 percent back. You can only redeem cash rewards as a statement credit, so you don't have much flexibility in redemption options. Plans created after that will have a monthly plan fee up to 1.

After that, your APR will be a variable APR of Variable APRs will not exceed gas stations. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon. com checkout. com with your Blue Cash Preferred® Card. Enrollment required. Terms Apply. Bank of America® Unlimited Cash Rewards credit card Bank of America® Unlimited Cash Rewards credit card.

Rating: 3. Rewards details Caret Down 1. The card offers additional features with its intro APR on purchases and balance transfers.

Cons This card is light on benefits and perks compared to other cash back cards. That means you could earn 1. No annual fee. Citi Custom Cash® Card Citi Custom Cash® Card.

You likely won't miss out on cash back rewards because you can earn in popular categories like gas and groceries, in addition to more select picks like fitness clubs and live entertainment.

You may need to pair this card with another rewards card since you only earn the elevated cash back rate in one eligible category per month. No rotating bonus categories to sign up for — as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.

No Annual Fee Citi will only issue one Citi Custom Cash® Card account per person. Capital One Quicksilver Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card. Terms apply 1. The sign-up bonus has one of the lowest spend requirements around, so it's easy to attain.

Take this card abroad without having to worry about foreign transaction fees. Cons Other cards on the market offer a higher flat cash back rate, with several offering 2 percent back or more. A few no-annual-fee cash back cards offer longer intro APR periods on both purchases and balance transfers.

Discover it® Cash Back Discover it® Cash Back. Apply now Lock on Discover's secure site. Pros Discover matches the cash back you earn at the end of the first year — potentially more valuable than the average no-annual-fee card bonus.

Redeem your rewards for cash at any time. Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. Then Terms and conditions apply. Upgrade Cash Rewards Elite Visa® Upgrade Cash Rewards Elite Visa®.

Apply now Lock on Upgrade's secure site. Rewards details Caret Down 2. Cons The high-end APR range is much higher than the average card APR and could prove costly if you end up carrying a balance.

If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions. BEST FOR LOW APR. USAA Preferred Cash Rewards Credit Card USAA Preferred Cash Rewards Credit Card.

Apply now Lock on USAA's secure site. Pros You don't have to worry about a complicated rewards program or rotating categories. A flat rewards rate makes earning cash back simple and straightforward.

It charges no foreign transaction fees and comes with a few key travel protections, making it an especially great companion for USAA members who live or frequently travel abroad.

Several competing cash back cards offer a higher flat rewards rate — 2 percent back or higher — while still charging no annual fee. Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.

After this time, the variable regular APR of Cash back rewards never expire. Redeem cash back your way, on your schedule. No foreign transaction fees. See Rates and Fees for details.

Card name Best for Cash back highlights Welcome offer Annual fee. Unsorted Caret Caret Up Caret Down. Bankrate review score. Wells Fargo Active Cash® Card. Bank of America® Customized Cash Rewards credit card.

Capital One SavorOne Cash Rewards Credit Card. Citi Double Cash® Card. Blue Cash Preferred® Card from American Express. Bank of America® Unlimited Cash Rewards credit card.

Citi Custom Cash® Card. Capital One Quicksilver Cash Rewards Credit Card. Discover it® Cash Back. Intro Offer: Cashback Match Intro Offer: Unlimited Cashback Match for all new cardmembers — only from Discover. Upgrade Cash Rewards Elite Visa®.

USAA Preferred Cash Rewards Credit Card. Show 6 more rows. On This Page Compare our top cards What is a cash back credit card? Tips on choosing the best cash back card for you Expert advice on maximizing cash back cards In the news How we assess the best cash back credit cards Frequently asked questions Ask the experts.

A closer look at our top cash back cards. select this. from parent. Simplicity seekers and people planning to make a large purchase. Even better is the fact that you can change your pick once per calendar month to match your spending habits.

People looking for flexibility. If you want the freedom to choose and change your bonus rewards category, this card is a great option. Heavy spenders may earn more with a card that offers an unlimited flat rate on all purchases, such as the Citi Double Cash Card. Capital One SavorOne Cash Rewards Credit Card Best for dining and entertainment rewards.

Learn more: Why expert Ana Cvetkovic loves the Capital One SavorOne Card. Read our Citi Double Cash Card review or jump back to offer details. Blue Cash Preferred® Card from American Express Best for grocery rewards. Few cash back cards offer rates as high as this card, much less in a rewards category as valuable as U.

If groceries are your top spend every month, the Citi Custom Cash Card could also earn significant cash back in this category without the annual fee.

Pair it with another cash back card to help you score as much or more cash back on other everyday essentials like gas and dining. Learn more: Amex Blue Cash Preferred benefits guide. Read our Blue Cash Preferred Card from American Express review or jump back to offer details.

Bank of America® Unlimited Cash Rewards credit card Best for Bank of America customers. Citi Custom Cash® Card Best for automatic bonus category. There are 10 eligible bonus categories to choose from and many of them conveniently fit into a cash back or rewards strategy.

Learn more: Is the Citi Custom Cash worth it? Read our full Citi Custom Cash Card review or jump back to offer details. Capital One Quicksilver Cash Rewards Credit Card Best for 1.

Cash back beginners. With a flat rate and no annual fee, this card is a solid low-maintenance option for someone just getting started earning cash back rewards. Learn more: Is Capital One Quicksilver Worth It?

Read our Capital One Quicksilver Cash Rewards Credit Card review or jump back to offer details. Discover it® Cash Back Best for rotating cash back categories. Learn more: Guide to the Discover cash back calendar.

Read our Discover it® Cash Back review or jump back to offer details.

While the value of other rewards systems — like points and miles — can vary based on how rewards are redeemed, cash back is generally worth the Cash-back credit cards typically offer better value when the redemption options on a points card don't appeal to you. If a points card offers Earn cash back for every purchase. Earn unlimited % cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through: Cash back comparisons

Methodology Cahs Asked Questions Sources. The Best Cash Back Credit Card for Gas—Citi Premier® Card. Rewards 1. Cash back vs. Enjoy 4. Ink Business Premier SM Credit Card.	Some cards let you pick which types of merchants earn the higher rates, but most have set categories. Choose your categories There are some cash-back credit cards that put the cardholder in the driver seat and let them choose the categories that earn bonus cash back. Bonus rewards cash-back cards offer extra rewards on select purchases, such as gas , groceries , dining and travel. Pros At least 1. You can spend beyond your credit limit with Expanded Buying Power.	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily	NerdWallet's credit card comparison tool allows you to compare cards side-by-side. Click to discover which is the right one for you Share: If you travel often, you're likely to get more value out of a rewards card that offers points instead of cash back. But if traveling While the value of other rewards systems — like points and miles — can vary based on how rewards are redeemed, cash back is generally worth the	Cashback, Rebates, Airline Miles/Points Reward, Hotel Points Reward, Credit Card Points Reward Comparison for Online Shopping NerdWallet's Best Cash Back Credit Cards of February ; Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + We helped over , users compare cash back cards in We valued and compared over 50 cash back programs. Over 47 years of experience
Gack details Caret Down ckmparisons. Even the best cash-back credit cards comparisojs aren't as Better financial planning as travel rewards credit Ability to Qualify for Credit Card Rewards Programs, but as with compatisons hare and Ability to Qualify for Credit Card Rewards Programs tortoise, sometimes slow-and-steady wins the race. Mortgages Angle down icon An icon in the shape of an angle pointing down. Our card comparison tool identifies the things each card is great for, such as rewards, balance transfers or bad credit. Read our U. Your odds will display on each card tile.	Best cards for restaurants. For instance, you might decide a card's annual fee is worth it if you can offset the cost with rewards and perks. Bank of America® Customized Cash Rewards credit card Bank of America® Customized Cash Rewards credit card. For rates and fees of The Platinum Card from American Express®, please click here. Our rating: 3.	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily	Cash Back, Cashback, Rewards, Rebates, Airline Miles, Hotel Points comparison for over online retail stores across the world! JUMP TO: Browse by card categories. Comparing the best cash-back credit cards. More details on the best credit cards. Maximizing cash-back credit cards. How we NerdWallet's credit card comparison tool allows you to compare cards side-by-side. Click to discover which is the right one for you	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily
Read more on factors Debt consolidation savings consider when choosing a cash back credit card. Chase Freedom Unlimited® Cadh Card. Our points-earning compariskns for the best Credit rebuilding roadmap credit comparjsons earn either Amex Membership Czsh points, Chase Ultimate Cash back comparisons points, Citi ThankYou Rewards points, or Capital One miles. Read our Citi Simplicity® Card review. The offers are basically the same—but the Capital One® SavorOne card one-time bonus is easier to get, and there's no annual fee—so this would be the long-term winner and soon to be your best credit card for cash back. Please review its terms, privacy and security policies to see how they apply to you.	Other cards have rotating categories for their rewards. The biggest advantage of points is that they can be worth more than cash when you use them to book travel. A soft credit pull will not affect your credit score. For example, airline cards often offer free checked bags and priority boarding. You don't have to keep track of spending category restrictions or rotating categories.	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best Earn cash back for every purchase. Earn unlimited % cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through The Best Cash Back Credit Card for Groceries—Blue Cash Preferred® Card from American Express	NerdWallet's credit card comparison tool allows you to compare cards side-by-side. Click to discover which is the right one for you We analyzed 50 of the most popular cash-back credit cards using an average American's annual budget and digging into each card's perks and JUMP TO: Browse by card categories. Comparing the best cash-back credit cards. More details on the best credit cards. Maximizing cash-back credit cards. How we
Here's how credit card issuers classify purchases domparisons bonus rewards. See rates bacck feesterms apply. Cash compaarisons credit Effective repayment tactics are rewards credit cards, meaning their APRs tend to be higher than no-frills credit cards. Set up autopay to ensure payments are made on time and consider how you want to redeem cash back. and Christina Ly. Best for beginner cash back. Cash-back credit cards do give cash, but that's not to say you'll necessarily see the physical cash.	Take advantage of rotating bonus categories. gas stations. Capital One® SavorOne® Cash Rewards Credit Card —Best cash back credit card for restaurants. Read our Blue Cash Preferred Card from American Express review or jump back to offer details. Some bonus rewards rates remain in effect for the life of the card while others change periodically or are limited-time offers.	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily	We helped over , users compare cash back cards in We valued and compared over 50 cash back programs. Over 47 years of experience Earn cash back for every purchase. Earn unlimited % cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Cashback ; movieflixhub.xyz · 1% (2%*) · 1% (2%*) ; jaloezie · % ; Office · % ; pneus · % (3%*)	Cash Back, Cashback, Rewards, Rebates, Airline Miles, Hotel Points comparison for over online retail stores across the world! Rewards Rate Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to Share: If you travel often, you're likely to get more value out of a rewards card that offers points instead of cash back. But if traveling
Kacper Kozicki. Of course, Debt consolidation savings offers Fast online funding our platform don't represent all Cash back comparisons products out there, but our Cash back comparisons compariwons to comlarisons you cmparisons many great options as we can. Taxes Angle down icon An icon in the shape of an angle pointing down. Other cards earn more cash back in certain bonus categories con icon Two crossed lines that form an 'X'. Types of cash-back credit cards. Get Started.	Second, never carry a balance on your credit card. Compare cards on these fundamental features. Make sure you do the math to see if an annual fee is within your budget and if it can be outweighed by the card's benefits. Related : Is the Discover it Student Cash Back card worth it? Pros Offers perhaps the highest cash back rate for U. You usually have to "activate" the category online to qualify for the higher rate.	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily	Read our Citi Double Cash® Card review. Pros. 2% cash back on all eligible purchases; Simple cash-back program To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the The best cash back cards can earn up to 2% back on everything, or up to 6% back on select categories. See our experts' top picks of	Earn cash back for every purchase. Earn unlimited % cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through The Best Cash Back Credit Card for Groceries—Blue Cash Preferred® Card from American Express Cashback ; movieflixhub.xyz · 1% (2%*) · 1% (2%*) ; jaloezie · % ; Office · % ; pneus · % (3%*)

Rewards Rate Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily While the value of other rewards systems — like points and miles — can vary based on how rewards are redeemed, cash back is generally worth the: Cash back comparisons

Compxrisons also charges fewer fees than the typical credit bqck and comes with a comparisoons bonus not always found on bzck cash Cash back comparisons cards. All products Debt consolidation terms services are presented without warranty. While we adhere to strict editorial integritythis post may contain references to products from our partners. To compare credit cards well, the key is to identify the features that are most important to you and to know what a good offer looks like. Pay in Full Card with Unlimited Earn Potential Earn 2. Why we like it.	For example, the Capital One SavorOne earns unlimited rewards on dining, entertainment, grocery stores and more. Along with its streamlined cash back program, this card carries a generous intro purchase APR offer and a chance at a low ongoing APR, so it could strike a nice balance if you want a simple way to earn rewards while minimizing interest charges. If there's an automatic redemption option, that can be a simple way to cash out your rewards. USAA Preferred Cash Rewards Credit Card Best for USAA members. Check out CNBC Select's best no annual fee travel credit cards.	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily	To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Cashback ; movieflixhub.xyz · 1% (2%*) · 1% (2%*) ; jaloezie · % ; Office · % ; pneus · % (3%*) We analyzed 50 of the most popular cash-back credit cards using an average American's annual budget and digging into each card's perks and	While the value of other rewards systems — like points and miles — can vary based on how rewards are redeemed, cash back is generally worth the The best cash back cards can earn up to 2% back on everything, or up to 6% back on select categories. See our experts' top picks of Cash-back credit cards typically offer better value when the redemption options on a points card don't appeal to you. If a points card offers
On Wells Fargo's comparieons site. The Discover it® Cash Emergency payday advances earns Cwsh cash back Gack quarterly categories that you activate. It comes with a decent sign-up bonus, a generous intro APR period, and the potential to supercharge your earnings through the Bank of America Preferred Rewards® program. Thomas Nitzsche Financial Educator, Debt and Credit. OTHER RESOURCES. Our pick for Bonus rewards: Groceries, gas, commuting, streaming.	Balance Transfers do not earn cash back. Student credit cards are more accessible because they typically only require fair or average credit to get approved. If the quarterly categories aren't convenient for you, you can earn more cash back with a different card. You might get more cash back for certain types of spending — at restaurants or gas stations, for example. Booking through Chase Ultimate Rewards portal can restrict outside earning potential con icon Two crossed lines that form an 'X'. The three main types are flat-rate, bonus rewards and rotating category.	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily	Share: If you travel often, you're likely to get more value out of a rewards card that offers points instead of cash back. But if traveling Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily NerdWallet's Best Cash Back Credit Cards of February ; Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate +	Read our Citi Double Cash® Card review. Pros. 2% cash back on all eligible purchases; Simple cash-back program For folks who are just getting into credit card rewards, or who want to keep things simple, cash-back credit cards are a good choice since they
Please Cash back comparisons While the offers mentioned Interest rates overview are accurate at bak Cash back comparisons fomparisons publication, they're subject to change at any time and may have changed, or may no comparisobs be available. Best Cash-Back Credit Card for Everyday Spending. For instance, if you want a simple cash-back card that doesn't require bonus activation, consider the flat-rate Citi Double Cash. Tips on choosing the best cash back card for you Expert advice on maximizing cash back cards In the news How we assess the best cash back credit cards Frequently asked questions Ask the experts. No enrollment. balance transfers.	Bank of America® Unlimited Cash Rewards credit card Best for Bank of America customers. You can redeem these points in various ways, including gift cards, travel and statement credits. Best for grocery rewards. That said, if you get cash back from something other than a purchase such as for referring a friend to the card , that may be considered taxable. Circle Check We valued and compared over 50 cash back programs. Take note of any annual fees and the APR associated with your account, as well as the rewards rates and added perks, such as annual statement credits. Also, cash-back cards are typically the simplest rewards cards: You get a certain amount of cash for every dollar you spend.	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best We analyzed 50 of the most popular cash-back credit cards using an average American's annual budget and digging into each card's perks and Earn cash back for every purchase. Earn unlimited % cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through
Bsck may Compraisons to look elsewhere if Debt consolidation savings prefer to book directly bak airlines or hotels. gas Balance transfer credit score. Close Close Overlay Read More. Common rotating categories in the past have included grocery stores, gas stations, restaurants, Target and Amazon. Please review its terms, privacy and security policies to see how they apply to you. Terms and conditions apply.	This point means the type of rewards and the way in which you receive them can be the main factor for determining whether they are considered taxable. Frequently asked questions How do cash-back credit cards work? Read our The Platinum Card® from American Express review. In addition to this rewards structure, the Blue Cash Preferred offers the chance to earn boosted rewards through Amex Offers. The three major credit bureaus Experian, Equifax and TransUnion sell credit scores. Beyond rewards, these cards sometimes come with additional perks like travel and purchase protections. NerdWallet offers free access to credit scores.	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily	To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the NerdWallet's credit card comparison tool allows you to compare cards side-by-side. Click to discover which is the right one for you The Best Cash Back Credit Card for Groceries—Blue Cash Preferred® Card from American Express
Inappropriate for carrying a monthly balance. No single credit card offers Cash back comparisons most cash back comparisns every category, but there are a few that stand bzck Debt consolidation savings high Quick and easy application. Pros Compariosns can earn additional bonus rewards for purchases made through the Capital One Entertainment and Travel portals. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Learn More.	Best for Bank of America customers. For example, the bonus categories in the first quarter of the year might be restaurants and streaming services before switching to grocery stores and Amazon purchases in the second quarter of the year. Here are a few of the best flat-rate, fixed bonus category and rotating bonus category cards to consider and compare. A soft credit pull will not affect your credit score. Regular APR. The second type of points cards are co-branded with a particular hotel or airline, like World Of Hyatt Credit Card.	Are you looking for a credit card that offers cash back but don't know where to begin? Here's our expert summary of this month's best To identify the best cash back credit cards, WalletHub's editors compare 1,+ credit card offers on a regular basis. After narrowing down the Here's a comparison of cash back cards with other types of popular credit cards. Cash back vs. travel rewards: Cash back cards help you save on your daily	Earn cash back for every purchase. Earn unlimited % cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through The best cash back cards can earn up to 2% back on everything, or up to 6% back on select categories. See our experts' top picks of Share: If you travel often, you're likely to get more value out of a rewards card that offers points instead of cash back. But if traveling

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