The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. Compensation may factor into how and where products appear on our platform and in what order. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you.

That's why we provide features like your Approval Odds and savings estimates. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

To help you find one that might be right for your situation, compare our picks for the 10 best apps that lend money. When you need money quickly, Earnin can be a cost-effective way to avoid overdraft fees or payday loans.

Earnin also offers features to help people protect their accounts from overdrafts. Read our Earnin app review to learn more.

The platform encourages users to tip, but tipping is entirely optional. Dave members can access other benefits, such as credit-building services, budgeting tools and a database of side gig opportunities to earn extra income.

Read our full review of Dave to learn more. Cash advances may be available in as little as 20 minutes after submitting a request. Brigit has two plans to choose from: free and Plus. Read our full review of Brigit to learn more.

In addition to cash advances, MoneyLion offers a range of financial services you can manage online. By joining MoneyLion, users also can invest in cryptocurrency, access automatic investment accounts, apply for a credit-builder loan and earn debit card rewards. Read our full review of MoneyLion to learn more.

But keep in mind that the exact amount of time it takes for money to appear in your account will depend on your bank.

on Happy Money's website. on LightStream's website. Our pick for Online loans overall. NerdWallet rating. APR 8. credit score None. Our pick for Online loans for excellent credit. APR 7. credit score Our pick for Online loans for good credit.

Our pick for Online loans for credit card consolidation. APR Our pick for Online loans for fair credit. APR 6. Our pick for Online loans for bad credit. Our pick for Online loans for same-day funding.

Our pick for Online loans for joint loans. APR 9. Our pick for Online loans with no fees. What is an online loan?

How to get a loan online. Pros and cons of online loans. Pros of online loans. Cons of online loans. How to get a loan online with bad credit.

No-credit-check and online payday loans. Pre-qualify on NerdWallet. Last updated on February 1, Frequently asked questions. Are online loans safe? What is the best online loan?

Can I get an online loan with a co-signer? Discover® Personal Loans Visit Lender on Discover's website on Discover's website Check Rate on NerdWallet on NerdWallet View details.

Visit Lender on Discover's website on Discover's website Check Rate on NerdWallet on NerdWallet View details. SoFi Personal Loan Top 3 most visited 🏆 Visit Lender on SoFi's website on SoFi's website Check Rate on NerdWallet on NerdWallet View details. Top 3 most visited 🏆 Visit Lender on SoFi's website on SoFi's website Check Rate on NerdWallet on NerdWallet View details.

Best Egg Visit Lender on Best Egg's website on Best Egg's website Check Rate on NerdWallet on NerdWallet View details.

Visit Lender on Best Egg's website on Best Egg's website Check Rate on NerdWallet on NerdWallet View details. Upstart Top 3 most visited 🏆 Visit Lender on Upstart's website on Upstart's website Check Rate on NerdWallet on NerdWallet View details.

Top 3 most visited 🏆 Visit Lender on Upstart's website on Upstart's website Check Rate on NerdWallet on NerdWallet View details.

Upgrade Top 3 most visited 🏆 Visit Lender on Upgrade's website on Upgrade's website Check Rate on NerdWallet on NerdWallet View details. Top 3 most visited 🏆 Visit Lender on Upgrade's website on Upgrade's website Check Rate on NerdWallet on NerdWallet View details.

Happy Money Visit Lender on Happy Money's website on Happy Money's website Check Rate on NerdWallet on NerdWallet View details. Visit Lender on Happy Money's website on Happy Money's website Check Rate on NerdWallet on NerdWallet View details. LendingPoint Check Rate on NerdWallet on NerdWallet View details.

We are a direct lender so there is no wait for an answer. We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

Earn loan credits when your friends and family vouch for you. Learn More. Together, we grow your LoanNow score to unlock achievements and better rates for the future. Our personal loans reward you for good behavior.

Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

If you need cash quickly, apps that loan money can get you the funds you need to tide you over until payday. We've rounded up our top picks Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with Compare and pre-qualify for safe online personal loans from lenders like SoFi, Best Egg and Upgrade. Rates start around 6% with loan amounts

Fast loans from online lenders can provide quick cash for emergencies and other short-term borrowing needs. Compare rates and terms on Easiest personal loans to get ; Best for bad credit: Avant Personal Loans ; Best for flexible terms: OneMain Financial Personal Loans ; Best for no credit history Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with: Reliable loan approval

Loan application process loans. Apprpval minimum credit approavl required Check mark icon A check apprroval. If aporoval lender requires you to provide cash Reliable loan approval of pocket or a loa Reliable loan approval card upfront to cover an application or origination fee, it's not legitimate. Make sure to also read individual reviews of any lenders you're considering. Many or all of the offers on this site are from companies from which Insider receives compensation for a full list see here. This lender topped Personal Finance Insider's list of best personal loans inand quick funding is yet another bonus.	Terms apply. The Bottom Line. Flexible payments. Sends debt consolidation loan funds directly to creditors. Related Articles. Cons Origination fee of up to 10 percent of the approved loan amount.	If you need cash quickly, apps that loan money can get you the funds you need to tide you over until payday. We've rounded up our top picks Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with Compare and pre-qualify for safe online personal loans from lenders like SoFi, Best Egg and Upgrade. Rates start around 6% with loan amounts	No Credit Check Loans From Direct Lenders Offering Guaranteed Approval · #1. Green Dollar Loans: Best Small Payday Loans Online No Credit A pre-qualification is a ballpark estimate of your chances of approval based on basic financial information, including your income and current Top Lenders · 1. CashUSA - Overall Best · 2. movieflixhub.xyz - Best for Easy Application · 3. MoneyMutual - Fastest Funding · 4	Best for bad credit: Avant Personal Loans ; Best for flexible terms: OneMain Financial Personal Loans ; Best for no credit history: Upstart Summary: Best Easy Personal Loans To Get In ; Upgrade · , % to % ; LendingPoint · , % to % ; Universal Credit · NerdWallet's Fast Loans: Best Lenders for Quick Cash in · SoFi Personal Loan: Best for Fast loans with same-day approval, same-day funding
APR 6. Advertiser Disclosure Poan think it's important for you to approvzl how we make money. However, interest rates Approva, their installment Automotive industry financing can be as high as Below, we feature several providers of small payday loans online no credit check alternatives, along with their pros, cons, and eligibility. Certain features may vary from lender to lender, but here is generally what you can expect with online loans:.	Mark Kantrowitz is an expert on student financial aid, the FAFSA, scholarships, plans, education tax benefits and student loans. We understand that "best" is often subjective, however, so in addition to highlighting the pros of a lender's personal loan, we outline the cons, too. You must have a verifiable personal bank account in your name. Pros of online loans. Only available to members, these loans are good for anyone needing a small loan, and who can repay it quickly.	If you need cash quickly, apps that loan money can get you the funds you need to tide you over until payday. We've rounded up our top picks Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with Compare and pre-qualify for safe online personal loans from lenders like SoFi, Best Egg and Upgrade. Rates start around 6% with loan amounts	Summary: Best Easy Personal Loans To Get In ; Upgrade · , % to % ; LendingPoint · , % to % ; Universal Credit · Find a loan from a reputable lender in minutes. Whether you want to consolidate debt or cover an emergency expense, Credible makes it easy to find a personal A pre-qualification is a ballpark estimate of your chances of approval based on basic financial information, including your income and current	If you need cash quickly, apps that loan money can get you the funds you need to tide you over until payday. We've rounded up our top picks Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with Compare and pre-qualify for safe online personal loans from lenders like SoFi, Best Egg and Upgrade. Rates start around 6% with loan amounts
No, lenders cannot approvxl loans. Our pick for Business loan application strategies loans with Low-interest consolidation approval, same-day funding. No prepayment penalty. Investing Appeoval down Reliable loan approval An icon in the shape of an angle pointing down. Rates and fees have the most direct impact on the overall cost of your loan, so we weigh those the most heavily. APRs are generally higher on loans not secured by a vehicle.	The lender guarantees approval. Member benefits include financial planning and career coaching. Valid email address. Flexible payments. This is easier than banks or credit unions that may only service loans in person or require you to visit a branch during the application process. You can ask the lender about their requirements if they don't advertise the minimum score.	If you need cash quickly, apps that loan money can get you the funds you need to tide you over until payday. We've rounded up our top picks Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with Compare and pre-qualify for safe online personal loans from lenders like SoFi, Best Egg and Upgrade. Rates start around 6% with loan amounts	A good option for borrowing money fast with a personal loan is LightStream, which offers funding as soon as the same day you apply. Other Fast loans from online lenders can provide quick cash for emergencies and other short-term borrowing needs. Compare rates and terms on Summary: Best Personal Loan Companies of ; SoFi® · , % to % ; LightStream · , % to % ; LendingPoint · , % to % ; Upgrade ·	The lender doesn't check your payment history: A reputable lender won't guarantee your approval for a loan. Legitimate lending institutions A good option for borrowing money fast with a personal loan is LightStream, which offers funding as soon as the same day you apply. Other Top Lenders · 1. CashUSA - Overall Best · 2. movieflixhub.xyz - Best for Easy Application · 3. MoneyMutual - Fastest Funding · 4
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Reliable loan approval - NerdWallet's Fast Loans: Best Lenders for Quick Cash in · SoFi Personal Loan: Best for Fast loans with same-day approval, same-day funding If you need cash quickly, apps that loan money can get you the funds you need to tide you over until payday. We've rounded up our top picks Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with Compare and pre-qualify for safe online personal loans from lenders like SoFi, Best Egg and Upgrade. Rates start around 6% with loan amounts

Choose a loan with a monthly payment that fits your budget and make a plan to repay the loan. Before you borrow — especially if the rate you pre-qualify for is high — see if you can delay the expense or find an interest-free cash source. NerdWallet recommends trying all these cheaper alternatives before taking a high-cost loan:.

Get help from local financial assistance programs. Use a cash advance app to borrow a small amount from your next paycheck. Get a pawnshop loan secured by something you own.

Try other ways to earn money. If you are comfortable with it, ask family and friends for a loan through lending circles or a loan agreement. Payday loans and high-interest installment loans are both options that offer quick funding but can make borrowing money expensive.

Try to avoid fast loans with high interest rates whenever possible. Payday loans are short-term loans that are repaid from your next paycheck.

High-interest installment loans are repaid over a few weeks to months, which allows you more time to repay the loan when compared to a payday loan.

When you pre-qualify, you get the chance to compare rates, loan features and terms. We collect over 50 data points from each lender and cross-check company websites, earnings reports and other public documents to confirm product details.

NerdWallet writers and editors conduct a full fact check and update annually, but also make updates throughout the year as necessary.

Our star ratings award points to lenders that offer consumer-friendly features, including: soft credit checks to pre-qualify, competitive interest rates and no fees, transparency of rates and terms, flexible payment options, fast funding times, accessible customer service, reporting of payments to credit bureaus and financial education.

We also consider regulatory actions filed by agencies like the Consumer Financial Protection Bureau. NerdWallet does not receive compensation for our star ratings. Read more about our ratings methodologies for personal loans and our editorial guidelines. Some lenders say they can approve a loan application in minutes and fund a loan in a day or two of approval, while others may take a few days for each.

Generally, you should get the funds from a loan within a week of approval. It is safe to get a loan from an online lender; you just need to choose a reputable lender.

Know the signs of predatory loans to avoid a debt trap. A credit union may be the best option for bad-credit borrowers. They offer lower loan rates and look at more than just your credit score when reviewing your application.

But there may be other funding options. Online lenders typically report your payments to credit bureaus, which can help you build credit. If your timeline is flexible, choose the loan with the lower rate and monthly payments you can afford over the quick loan.

New year, new finances — achieve your goals with a loan A personal loan can help you turn your resolutions into reality. GET STARTED. Popular lender pick. Visit Lender. on Upstart's website. Check Rate. on NerdWallet. View details. Fast funding. Learn more about our editorial policies and expert editorial team.

By Christopher Boston. Reviewed By Scott Strandberg. Home Personal Loans Best Personal Loans With Instant Approval.

On This Page: Best Overall Other Options How to Choose Estimate Your Payment Frequently Asked Questions Methodology. We are a direct lender so there is no wait for an answer. We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

Earn loan credits when your friends and family vouch for you. Learn More. Together, we grow your LoanNow score to unlock achievements and better rates for the future.

Our personal loans reward you for good behavior. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.