Grants are income-based and typically cover care for children under Contact the Child Care and Development Fund contact for your state. About 1 in 10 Americans have unclaimed money, according to the National Association of Unclaimed Property Administrators.

What exactly counts as unclaimed money? It could be a long-forgotten deposit paid to a utility company, a lost savings bond, unclaimed life insurance benefits or an uncashed paycheck.

Visit unclaimed. org , a site affiliated with the National Association of State Treasurers, to find out if you have money waiting to be claimed. Enter state-based down payment assistance. These grants and loans help you cover the upfront costs of purchasing a home.

Home Is Possible Program. Check whether you qualify. See NerdWallet's guide to find down payment assistance programs in your state. Individuals and families who buy medical coverage through the government's health insurance marketplace HealthCare.

gov may qualify for a credit toward their insurance premiums. The premium tax credit can be paid directly to your insurance provider, lowering your monthly payments. College grants, like the federal Pell Grant , can make it easier to pay for college.

Department of Education. Federal Grant Programs. The exact amount awarded is based on factors that include financial need, the cost of attendance and enrollment status. Students can apply for the Pell Grant by completing the Free Application for Federal Student Aid, or FAFSA.

The application is also used to qualify for many state and institutional grants and scholarships. Other federal grants for college include:. The Federal Supplemental Educational Opportunity Grant. The Teacher Education Assistance for College and Higher Education Grant. If you ever served in the United States Armed Forces you are a veteran and you may be eligible for benefits.

The Navigator provides information and resources for caregivers who are taking care of a child who is not biologically their own child.

ACEs are strongly related to brain development and a wide range of health problems throughout a person's lifetime. The Stephen Beck, Jr. Achieving a Better Life Experience ABLE Act of allows those with disabilities to save for qualified disability expenses without the risk of losing their benefits from assistance programs like SSI and Medicaid.

Consumer protection information on, filing a consumer complaint, energy service companies, home heating, prevention and assistance with identity theft and much more. The Lifeline Program provides a monthly discount on landline or wireless phone service to eligible low-income households.

Back to Top. Skip to content Skip to site navigation. Your browser does not support Javascript. Warning You are using an out of date browser. OTDA Home Resources for Working Families Service. myBenefits An online tool for New York State residents where they can check eligibility for multiple human services benefit programs and apply online for the Supplemental Nutrition Assistance Program SNAP , the Home Energy Assistance Program HEAP and Temporary Assistance.

Local Departments of Social Services A listing of Local Departments of Social Services by County. Find Services in New York State A web application that provides an easy-to-use starting point for first-time users of social programs. Food and Nutrition Programs Information on nutrition programs that can help you feed your family healthy meals such as, Supplemental Nutrition Assistance Program SNAP , School Breakfast and Lunch Programs, Summer Food Service Program, Women, Infants and Child program, Child Nutrition, Farmers' Markets Nutrition Program, and Food Banks in New York State.

EBT-Scam-Alert Learn about scams and how to protect your benefits. Energy Programs Information on energy programs that can help you heat your home and reduce your energy costs.

Child Support The child support program assists custodial parents in establishing parentage, and obtaining, modifying and enforcing financial and medical support obligations. Child Care Subsidies Find out how your local department of social services can help you pay for the cost of child care. Tax Credits Information on tax credit programs you may be eligible for, such as Earned Income Tax Credits, New York State Noncustodial Parent Earned Income Tax Credit, Child Tax Credits and Child and Dependent Care Tax Credits.

Free Tax Preparation and Volunteer Income Tax Assistance VITA Sites VITA is a free , IRS-sponsored program to help low- and middle-income workers have their taxes prepared and filed electronically at no cost. Government benefits Most popular Learn about Social Security Find out how to get food stamps Get help paying for phone and internet service.

Learn about rental and buyer assistance programs. Find emergency housing and avoid eviction. Learn about government programs to help pay for phone, internet, and energy bills.

Find out how TANF, also known as welfare, can help your family through financial challenges. Get information on Medicaid, Medicare, the ACA health insurance marketplace, and COBRA. Learn about Social Security cards, benefits, and more. Contact your state social service agency for information about state benefit programs and more.

Report missing government checks. Trace unexpected payments.

Monthly cash help when you are in need TANF provides families with financial assistance and support services. You must be unemployed or underemployed and have low or very low income. You must also Unemployment insurance is temporary income for eligible workers who become unemployed Learn about the financial aid that can help you finance your education

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Food assistance. Get nutritious food through SNAP (food stamps), D-SNAP, and WIC for women, infants, and children. · Housing help · Help with utility bills Financial assistance can include the payment of rent, rental arrears, utilities and home energy costs, utilities and home energy costs arrears, and certain Economic Impact Payments · Unemployment Compensation · Child Tax Credit · EMERGENCY RENTAL ASSISTANCE · Bureaus · Inspector General Sites · U.S. Government Shared: Financial assistance for unemployed

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Building your personal finances from the ground up is something most of us face. It can be a long struggle, and the government recognizes that. In the real world, many people suffer for months simply because they do not know that help is available.

These programs exist for people who have lost their jobs and for people who have jobs but still earn very little income. Unemployment insurance is a program run between the state and federal governments.

Every state has an unemployment insurance program, but the rules regarding unemployment assistance vary from state to state. Whenever you work for a company, that company pays unemployment insurance as part of the cost of hiring you. Unemployment insurance provides funds for people who have lost their jobs, as long as they can show a clear effort to look for new work.

If you are responsible for supporting yourself and your household and have worked for at least 3 months in the last year, you will probably be eligible for some unemployment benefits if you lose your job.

Unemployment insurance is designed to fill a financial gap for individuals who are between jobs. It is not an income substitute for permanent assistance, so there are some strict eligibility requirements. Unemployment insurance is designed specifically to help people who were laid off.

You get laid off when your employer does not have enough money to keep paying you or does not have enough work for you to perform. This means you usually cannot claim unemployment benefits if you voluntarily quit your job. Sometimes the line between getting laid off and fired can be a bit blurry too.

The general rule is that if you get fired from your job due to misconduct i. deliberately hurting the company, or breaking ethics codes , you are not eligible for unemployment benefits. However, if you get fired simply because you were not good at your job and your employer wanted to replace you, chances are you can still receive unemployment benefits.

Under normal circumstances, you can claim unemployment benefits for up to 26 weeks. During economic recessions, the week limit could be lengthened.

If you were only working for a short time before you were laid off, you can only get unemployment benefits for as long as you were working. To receive unemployment benefits, you must be able to work and must be actively looking for work. If you get a reasonable job offer while on unemployment, you should take it, especially if your benefits are getting ready to expire.

Your local unemployment office will usually call you every week to verify you are still looking for work. Some states have you create an online account and update weekly your job search efforts.

The job you were laid off from must have been a legitimate job, meaning it was a normal job where you received regular paychecks and taxes were withheld and reported to the government. If you were paid in cash or your employer did not report that you were hired to the government, then you will not be able to receive unemployment benefits.

Remember, unemployment insurance is insurance. Someone needs to pay the insurance premiums, so if your employer is not doing that, you cannot collect any benefits.

For further information about FA, you may call the Office of Temporary and Disability Services toll-free hotline at and press "3" for Temporary Assistance.

New York Special Supplemental Nutrition Program for Women, Infants, and Children WIC. National Institute on Minority Health and Health Disparities NIMHD Loan Repayment Program. Skip to main content An official website of the United States government.

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New York Temporary Assistance. TANF provides families with financial assistance and support services. Apply for TANF. Department of Health and Human Services. The Office of Children and Family Services is committed to providing assistance with child care costs to eligible families through the Child Care Subsidy Program.

Excluded Workers Fund EWF Payment to workers with low income who lost income due to COVID and who are not eligible for Unemployment Insurance UI due to immigration status or other factors. Pay-Per-Ride, 7-Day Weekly and Day Monthly Unlimited Ride options are all available for those using the Fair Fares MetroCard on subways and eligible buses.

Apply online. Lifeline Telephone Service New York State Lifeline Discounted Telephone Service is an assistance program offered by many telephone providers, including some wireless and cable companies, to help income eligible consumers save money on their phone bills. Reduced Fare Metrocard Reduced fares are available for riders who are 65 or older or riders who have qualifying disabilities.

Social Security Administration SSA Benefits Social Security benefits provide partial replacement income for qualified retirees and disabled individuals, as well as for their spouses, children, and survivors.